648 Birch St, Reading, PA 19604 Property Records

Berks County property record for 648 Birch St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,278 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Dec 2020)
Tax Bill	$1,033 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5317-54-13-8953`

Property Details

APN / Parcel Number

Primary APN	`5317-54-13-8953`
Alternative APNs	`12-5317-54-13-8953` `12263425` `263425`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,278 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12263425
Street Address	648 BIRCH ST
City	READING
State	PA
Zip	19604-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2003
Census Tract	1500

Owner

648 Birch St is owned by two individuals who bought it in December 2020.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5832 LAWRENCE ST, 1, FLUSHING, NY 11355-5149
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Dec 20, 2019	Deed of Trust, Mortgage VALERIE KAPPEPSP
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATHAN & VALERIE KAPP
Nov 20, 2019	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT
Jun 27, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Nov 20, 2019 · Amount on File
Deed Document Number	202046356
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 4, 2020
Property Address	648 BIRCH ST, READING, PA 19604-2616
Document Number	0000046356
Instrument Date	Nov 24, 2020
Instrument	2020046356
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT INDEPENDENCE L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5832 LAWRENCE ST # 1, 1, FLUSHING, NY 11355-5149
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046357
Date	Dec 4, 2020
Instrument	2020046357

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	648 BIRCH ST, READING, PA 19604-2616
Document Number	0000045709
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 PERKIOMEN AVE READING PA 19606, READING, PA 19606

Mortgage

Document Number	0000045709
Date	Dec 30, 2019
Instrument	45709

Lender

Name	VALERIE KAPPEPSP
Address	2318 OLD PHILADELPHIA PIKE, LANCASTER, PA 17602-3419

Agreement

Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	648 BIRCH ST, READING, PA 19604-2616
Document Number	0000045710
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 PERKIOMEN AVE READING PA 196062084, READING, PA 19606-2084

Mortgage

Document Number	0000045710
Date	Dec 30, 2019
Instrument	45710

Lender

Name	NATHAN & VALERIE KAPP
Address	2318 OLD PHILADELPHIA PIKE, LANCASTER, PA 17602-3419

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Nov 20, 2019
Property Address	648 BIRCH ST, READING, PA 19604-2616
Document Number	0000040660
Instrument Date	Nov 6, 2019
Instrument	40660
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 BIRCH ST READING PA 196042616, READING, PA 19604-2616

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERKS PA
Recording Date	Jun 27, 2019
Property Address	648 BIRCH ST, READING, PA 19604-2616
Document Number	0000020654
Instrument Date	Jun 27, 2019
Instrument	20654
Transaction Type	Foreclosure
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$16.48
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	601 PENN ST READING PA 196013544, READING, PA 19601-3544

Tax Assessment & Valuation

The 2026 property tax bill for 648 Birch St was $1,033.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,033.00	$36,600 Land $12,000 Building $24,600	$12,000 Land $12,000
2024	$968.00	$36,600 Land $12,000 Building $24,600
1994			$36,600 Land $12,000 Building $24,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 648 Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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