644 Birch St, Reading, PA 19604 Property Records

Berks County property record for 644 Birch St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 974 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on Record
Last Sale	$105,000 (Oct 2024)
Tax Bill	$702 (2026)
Deeds & Mortgages	May 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`5317-54-13-8950`

Property Details

APN / Parcel Number

Primary APN	`5317-54-13-8950`
Alternative APNs	`12-5317-54-13-8950` `263375`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	974 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	644 BIRCH ST
City	READING
State	PA
Zip	19604-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2003
Census Tract	1500

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	420 KENT AVE, BROOKLYN, NY 11249-5601
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2024 · Amount on Record
Deed Sale	Oct 23, 2024 · Amount on Record
Prior Sale	May 26, 2023 · Amount on Record
Deed Document Number	202432390
Record Updated	Oct 29, 2026

May 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 26, 2023
Property Address	644 BIRCH ST, READING, PA 19604-2616
Document Number	0000015126
Instrument Date	Mar 25, 2023
Instrument	2023015126
Transaction Type	Construction Loan
Record Updated	Jun 12, 2023
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 WHITE OAK LN, STATEN ISLAND, NY 10309-1946

Mortgage

Document Number	0000015130
Date	May 26, 2023
Instrument	2023015130

Lender

Name	DIAMOND CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 25, 2033

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$702.00 (+6.53%)	$24,900 (-) Land $11,900 Building $13,000	$11,900 (-52.21%) Land $11,900
2024	$659.00	$24,900 Land $11,900 Building $13,000
1994			$24,900 Land $11,900 Building $13,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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