646 Birch St, Reading, PA 19604 Property Records

Berks County property record for 646 Birch St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 974 sqft · built 1900
Lot Size0.03 acres (1,307 sqft)
Owner2 Individual Names on Record
Last Sale$55,800 (Jan 2022)
Tax Bill$928 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN5317-54-13-8952

Property Details

APN / Parcel Number

Primary APN5317-54-13-8952
Alternative APNs
  • 12-5317-54-13-8952
  • 12263400
  • 263400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area974 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12263400
Street Address646 BIRCH ST
CityREADING
StatePA
Zip19604-2616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block13
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2003
Census Tract1500

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address235 JEFFERSON DR, EPHRATA, PA 17522-9639
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jan 5, 2022Deed, Transfer
TITLE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2022 · Amount on Record
Deed SaleJan 5, 2022 · Amount on Record
Prior SaleJun 11, 2002 · Amount on Record
Deed Document Number2022835
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address646 BIRCH ST, READING, PA 19604-2616
Transaction TypeMortgage
Record UpdatedDec 12, 2022
Title CompanyFIRST UNITED LAND TRANSFER I

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007877
DateFeb 24, 2022
Instrument2022007877
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJan 5, 2022
Property Address646 BIRCH ST, READING, PA 19604-2616
Document Number0000000835
Instrument DateDec 21, 2021
Instrument2022000835
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
Tax$558.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2610 COLORADO ST # SR, SR, ALLENTOWN, PA 18103-3700
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$928.00 (+6.67%)$32,900 (-) Land $12,000 Building $20,900$12,000 (-63.53%) Land $12,000
2024$870.00$32,900 Land $12,000 Building $20,900
1994$32,900 Land $12,000 Building $20,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on Birch St

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