648 Bainbridge Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 648 Bainbridge Loop, Winter Garden, FL 34787 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,904 sqft · built 2010
Lot Size	0.177 acres (7,698 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Sep 2020)
Tax Bill	$4,683 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-22-27-1793-01-930`

Property Details

APN / Parcel Number

Primary APN	`13-22-27-1793-01-930`
Alternative APNs	`272213179301930` `112385` `113037` `114317`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	2,491 sqft
1st Floor Area	1,904 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,698 sqft (0.177 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	648 BAINBRIDGE LOOP
City	WINTER GARDEN
State	FL
Zip	34787-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON PARK 68/112 LOT 193
Legal Range	27E
Legal Township	22S
Legal Section	13
Legal Subdivision	COVINGTON PARK
Legal Tract	1793
Legal Block	1
Legal Lot Number	193
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	4
Census Block	4005
Census Tract	17401

Owner

Source: Orange County records · APN 13-22-27-1793-01-930

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	648 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Oct 26, 2010 · Amount on Record
Deed Document Number	2020497658
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 23, 2020
Property Address	648 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2418
Document Number	0000497658
Instrument Date	Sep 22, 2020
Instrument	497658
Transaction Type	Transfer
Record Updated	Oct 09, 2020
Title Company	HOMETOWN TITLE GROUP INC, HOMETOWN TITLE GRP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	648 BAINBRIDGE LOOP WINTER GARDEN FL 347872418, WINTER GARDEN, FL 34787-2418

Mortgage

Document Number	497659
Date	Sep 23, 2020
Instrument	497659

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,808 (+2.7%)	$446,580 (-1.11%) Land $125,000 Building $321,580
2025	$4,683.00 (+5.28%) Homeowner's exemption	$327,953 (+5.99%)	$451,610 (+9.43%) Land $125,000 Building $326,610
2024	$4,448.00 (+3.76%)
2023	$4,287.00 (+3.05%) Homeowner's exemption	$309,427 (+3%)	$412,695 (+24.47%) Land $125,000 Building $287,695
2022	$4,160.00 Homeowner's exemption	$300,415	$331,568 Land $90,000 Building $241,568

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.