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654 Bainbridge Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 654 Bainbridge Loop, Winter Garden, FL 34787 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2010
Square Footage2,365 sqft Living Area
Lot Size7,698 sqft (0.177 acres)
OccupancyOwner Occupied
Last Sale$230,100 (2010)
Tax Bill$3,409.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-22-27-1793-01-920
Alternative APNs
  • 272213179301920
  • 112383
  • 113036
  • 114316

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,365 sqft Living Area
Gross Area3,233 sqft Gross Area
1st Floor2,365 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,698 sqft (0.177 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area651 sqft Garage
Total Buildings2 Total Buildings
Porch Area217 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address654 BAINBRIDGE LOOP
CityWINTER GARDEN
StateFL
Zip34787-2418
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOVINGTON PARK 68/112 LOT 192
Legal Range27E
Legal Township22S
Legal Section13
Legal SubdivisionCOVINGTON PARK
Legal Tract1793
Legal Block1
Legal Lot Number192
JurisdictionORANGE FL
Minor Civil DivisionWINTER GARDEN-OCOEE
Census Blockgroup4
Census Block4005
Census Tract17401

Owner

Source: Orange County records · APN 13-22-27-1793-01-920

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address654 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2418
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
PARTNERS FCU
Feb 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST BK
Feb 04, 2019Quit Claim Deed, Transfer
WEST ORANGE TITLE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2010 · Amount on Record
Deed SaleNov 30, 2010 · Amount on Record
Deed Doc Number2010684020
Deed Book / Page10139 / 7479
Last Transfer DateJan 31, 2019
Transfer Doc0000070928
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address654 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2418
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 BA1NBRIDGE LOOP, WINTER GARDEN, FL 34787

Mortgage

Document Number0000339211
DateJun 16, 2023
Instrument20230339211
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 05, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address654 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2418
Document Number0000624320
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanySOUTHERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 BAINBRIDGE LOOP WINTER GARDEN FL 347872418, WINTER GARDEN, FL 34787-2418

Mortgage

Document Number0000624320
DateDec 01, 2020
Instrument624320
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address654 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2418
Document Number0000118367
Instrument DateFeb 19, 2019
Transaction TypeMortgage
Record UpdatedMar 12, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 BAINBRIDGE LOOP WINTER GARDEN FL 347872418, WINTER GARDEN, FL 34787-2418

Mortgage

Document Number0000118367
DateFeb 26, 2019
Instrument118367
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 25, 2049
Interest
Rate TypeAdjustable Rate

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateFeb 04, 2019
Property Address654 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2418
Document Number0000070928
Instrument DateJan 31, 2019
Instrument70928
Transaction TypeTransfer
Record UpdatedFeb 22, 2019
Title CompanyWEST ORANGE TITLE INC

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 BAINBRIDGE LOOP WINTER GARDEN FL 347872418, WINTER GARDEN, FL 34787-2418

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$256,557 (+2.7%)$508,090 (-1.16%) Land $125,000 Building $383,090
2025$3,409.00 (+5.35%) Homeowner's exemption$249,812 (+5.99%)$514,050 (+9.88%) Land $125,000 Building $389,050
2024$3,236.00 (+3.92%)
2023$3,114.00 (+4.29%) Homeowner's exemption$235,701 (+3.88%)$467,810 (+24.36%) Land $125,000 Building $342,810
2022$2,986.00 Homeowner's exemption$226,894$376,164 Land $90,000 Building $286,164

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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