Orange County property record for 636 Bainbridge Loop, Winter Garden, FL 34787 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,606 sqft · built 2010 |
| Lot Size | 0.177 acres (7,698 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (May 2025) |
| Tax Bill | $3,432 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-22-27-1793-01-950 |
| Primary APN | 13-22-27-1793-01-950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 2,046 sqft |
| 1st Floor Area | 1,606 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,698 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 636 BAINBRIDGE LOOP |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COVINGTON PARK 68/112 LOT 195 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 13 |
| Legal Subdivision | COVINGTON PARK |
| Legal Tract | 1793 |
| Legal Block | 1 |
| Legal Lot Number | 195 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 17401 |
Source: Orange County records · APN 13-22-27-1793-01-950
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 HARVEST AVE, NORTH DARTMOUTH, MA 02747-5314 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FBC MTG |
| Jun 13, 2019 | Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2025 · Amount on Record |
| Deed Sale | May 06, 2025 · Amount on Record |
| Prior Sale | Jun 13, 2019 · Amount on Record |
| Deed Document Number | 2025265093 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 636 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2418 |
| Document Number | 0000630241 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | CLEAR TITLE/FL LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 636 BAINBRIDGE LOOP WINTER GARDEN FL 347872418, WINTER GARDEN, FL 34787-2418 |
| Document Number | 0000630241 |
|---|---|
| Date | Dec 03, 2020 |
| Instrument | 630241 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 13, 2019 |
| Property Address | 636 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2418 |
| Document Number | 0000363195 |
| Map Reference | MB 68 PG 112-119 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 20190363195 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,979.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 636 BAINBRIDGE LOOP, 636, WINTER GARDEN, FL 34787-2418 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 636 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2418 |
| Document Number | 0000363196 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 20190363196 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,300 (+52.57%) Land $125,000 Building $258,300 | $383,300 (-1.04%) Land $125,000 Building $258,300 | |
| 2025 | $3,432.00 (+5.34%) Homeowner's exemption | $251,222 (+5.99%) | $387,340 (+8.82%) Land $125,000 Building $262,340 |
| 2024 | $3,258.00 (+3.89%) | ||
| 2023 | $3,136.00 (+3.26%) Homeowner's exemption | $237,031 (+3%) | $355,957 (+25.37%) Land $125,000 Building $230,957 |
| 2022 | $3,037.00 Homeowner's exemption | $230,127 | $283,929 Land $90,000 Building $193,929 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950174014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearby Flood Policies | 8 in force 8 of 8 on primary residences |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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