196 Thorncliff Dr, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 196 Thorncliff Dr, Seven Devils, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,805 sqft · built 1990
Lot Size	1.4 acres (60,984 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Jan 2020)
Tax Bill	$2,015 (2025)
Deeds & Mortgages	Oct 2022 Sale Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1878-06-9219-000`

Property Details

APN / Parcel Number

Primary APN	`1878-06-9219-000`
Alternative APNs	`1811539` `1855588`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,805 sqft Living Area
1st Floor Area	1,247 sqft
Basement Area	1,996 sqft
Finished Basement	638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	2,400 sqft
Patio Area	868 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1855588
Street Address	196 THORNCLIFF DR
City	SEVEN DEVILS
State	NC
Zip	28604-8440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 & 13A SEC 10 7 DEVILS
Legal Subdivision	7 DEVILS
Legal Lot Number	13A,13
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	2
Census Block	2029
Census Tract	920900

Owner

Source: Watauga County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	266 STEWART DR, BEAUFORT, NC 28516-7213
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer
Jan 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	2020686447
Deed Book / Page	2070 / 391
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 3, 2022
Property Address	196 THORNCLIFF DR, SEVEN DEVILS, NC 28604-8440
Document Number	0023000366
Book / Page	2300 / 366
Map Reference	MB 5 PG 14
Instrument Date	Sep 16, 2022
Instrument	724941
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	266 STEWART DR, 266, BEAUFORT, NC 28516-7213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 STEWART DR, BEAUFORT, NC 28516-7213

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 10, 2020
Property Address	196 THORNCLIFF DR, SEVEN DEVILS, NC 28604-8440
Document Number	0020700391
Book / Page	002070 / 000391
Instrument Date	Jan 9, 2020
Instrument	686447
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 STEWART DR BEAUFORT NC 285167213, BEAUFORT, NC 28516-7213

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Municipality	Seven Devils Town
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,015.00	$555,200 (-) Land $28,600 Building $526,600
2024			$555,200 Land $28,600 Building $526,600
2023		$555,200 Land $28,600 Building $526,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 units insured incl. 15 condo units
Nearby Flood Claims	30 (1994–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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