647 Smith St, #649, Providence, RI 02908 Property Records

Providence City property record for 647 Smith St, #649, Providence, RI 02908

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 4,032 sqft · built 1940
Lot Size	0.12 acres (5,206 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Sep 2022)
Tax Bill	$5,308 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:120 L:314`

Property Details

APN / Parcel Number

Primary APN	`PROV M:120 L:314`
Alternative APNs	`P:1200314 L:0000` `7552`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,032 sqft Living Area
Gross Area	5,859 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,206 sqft (0.12 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7552
Street Address	647 SMITH ST, 649
City	PROVIDENCE
State	RI
Zip	02908-4351
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-4
Legal Lot Number	314
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1005
Census Tract	2300

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	647 SMITH ST, 649, PROVIDENCE, RI 02908-4351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 7, 2022	Redemption Deed, Transfer
Jun 28, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	2022331945
Deed Book / Page	13699 / 232
Prior Transfer Date	Apr 5, 2022
Prior Transfer Doc	013527-306
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Sep 30, 2022
Property Address	647 SMITH ST # 649, 649, PROVIDENCE, RI 02908-4351
Document Number	013699-232
Book / Page	13699 / 232
Instrument Date	Sep 30, 2022
Instrument	2022331945
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 SMITH ST # 649, 649, PROVIDENCE, RI 02908-4351
Investor	Possibly a Property Investor

Mortgage

Document Number	2022331946
Date	Sep 30, 2022
Instrument	2022331946

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Apr 7, 2022
Property Address	647 SMITH ST # 649, 649, PROVIDENCE, RI 02908-4351
Document Number	013527-306
Book / Page	13527 / 306
Instrument Date	Apr 5, 2022
Instrument	2022317706
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 28, 2018
Property Address	647-649 SMITH ST, PROVIDENCE, RI 02908
Document Number	12082-259
Book / Page	012082 / 000259
Instrument Date	Jun 28, 2018
Instrument	203072
Transaction Type	Foreclosure
Record Updated	Jul 17, 2018

Transaction

Amount	Amount Recorded
Tax	$3.30
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,308.00 (-32.44%)	$703,000 (+64.18%) Land $211,100 Building $491,900
2023	$7,857.00 (+3.08%)	$428,200 (-) Land $105,600 Building $322,600
2022	$7,622.00	$428,200 Land $105,600 Building $322,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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