640 Smith St, Providence, RI 02908 Property Records

Providence City property record for 640 Smith St, Providence, RI 02908

Property Summary

Property Type	Multi-Family Dwellings
Details	10 bd · 4 ba · 3,846 sqft · built 1930
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Jan 2017)
Tax Bill	$10,175 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:82 L:164`

Property Details

APN / Parcel Number

Primary APN	`PROV M:82 L:164`
Alternative APNs	`P:0820164 L:0000` `37517`

Interior

Bedrooms	10 Beds
Full Baths	4 Baths
Total Rooms	18 Rooms
Units	4 Units
Stories	3 Stories
Building Area	3,846 sqft Living Area
Gross Area	6,446 sqft
1st Floor Area	1,282 sqft
Attic	Attic
Attic Area	305 sqft
Basement Area	1,282 sqft
Unfinished Basement	1,282 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	37517
Street Address	640 SMITH ST
City	PROVIDENCE
State	RI
Zip	02908-4327
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-4
Legal Lot Number	164
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2003
Census Tract	2300

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	996 SMITH ST, PROVIDENCE, RI 02908-2729
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Commercial Mortgage STONEHAM COOPERATIVE BANK
Nov 3, 2017	Deed of Trust, Mortgage · Line of Credit STONEHAM CO-OP BK
Jan 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	2017162311
Deed Book / Page	11617 / 129
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	640 SMITH ST, PROVIDENCE, RI 02908-4327
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012825-287
Date	Sep 3, 2020
Book Page	12825/287
Instrument	2020263973

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	640 SMITH ST, PROVIDENCE, RI 02908-4327
Document Number	11875-316
Book / Page	011875 / 000316
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	566 SMITH ST PROVIDENCE RI 029084330, PROVIDENCE, RI 02908-4330

Mortgage

Document Number	11875-316
Date	Nov 6, 2017
Book Page	011875/000316
Instrument	185186

Lender

Name	STONEHAM CO-OP BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jan 17, 2017
Property Address	640 SMITH ST, PROVIDENCE, RI 02908-4327
Document Number	11617-129
Book / Page	011617 / 000129
Instrument Date	Jan 17, 2017
Instrument	162311
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	996 SMITH ST PROVIDENCE RI 029082729, PROVIDENCE, RI 02908-2729

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,175.00 (+25.93%)	$726,800 (+65.07%) Land $208,000 Building $518,800
2023	$8,080.00 (+3.1%)	$440,300 (-) Land $104,000 Building $336,300
2022	$7,837.00	$440,300 Land $104,000 Building $336,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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