656 Smith St, Providence, RI 02908 Property Records

Providence City property record for 656 Smith St, Providence, RI 02908

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,618 sqft · built 1930
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Aug 2022)
Tax Bill	$5,397 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PROV M:82 L:160`

Property Details

APN / Parcel Number

Primary APN	`PROV M:82 L:160`
Alternative APNs	`P:0820160 L:0000` `37513`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,618 sqft Living Area
Gross Area	4,914 sqft
1st Floor Area	1,224 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	37513
Street Address	656 SMITH ST
City	PROVIDENCE
State	RI
Zip	02908-4327
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-4
Legal Lot Number	160
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2003
Census Tract	2300

Owner

656 Smith St, a triplex, is owned and occupied by an individual who bought it in August 2022.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	656 SMITH ST, PROVIDENCE, RI 02908-4327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Apr 14, 2020	Warranty Deed, Transfer · FHA Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Prior Sale	Apr 14, 2020 · Amount on File
Deed Document Number	2022329024
Deed Book / Page	13663 / 282
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Aug 23, 2022
Property Address	656 SMITH ST, PROVIDENCE, RI 02908-4327
Document Number	013663-282
Book / Page	13663 / 282
Instrument Date	Aug 22, 2022
Instrument	2022329024
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 SMITH ST, PROVIDENCE, RI 02908-4327

Mortgage

Document Number	2022329025
Date	Aug 23, 2022
Instrument	2022329025

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Apr 14, 2020
Property Address	656 SMITH ST, PROVIDENCE, RI 02908-4327
Document Number	012690-140
Book / Page	12690 / 140
Instrument Date	Apr 6, 2020
Instrument	2020253818
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 VERNON ST, GREENVILLE, RI 02828-1610

Mortgage

Document Number	2020253819
Date	Apr 14, 2020
Instrument	2020253819

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 656 Smith St was $5,397.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,397.00	$714,900 Land $208,000 Building $506,900
2023	$8,307.00 (+14.15%)	$452,700 (+10.74%) Land $104,000 Building $348,700
2022	$7,277.00	$408,800 Land $104,000 Building $304,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 656 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 656 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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