St. Louis County property record for 647 Cascade Lake Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,932 sqft · built 1996 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,385 (Dec 2025) |
| Tax Bill | $3,850 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24R-11-1208 |
| Primary APN | 24R-11-1208 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 2,332 sqft |
| 1st Floor Area | 712 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 89 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 108 sqft |
| Balcony Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 647 CASCADE LAKE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CASCADES PLAT FIVE (THE) LOT 17 |
| Legal Subdivision | CASCADES PLAT FIVE (THE) |
| Legal Lot Number | 17 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 217932 |
647 Cascade Lake Dr is owned by two individuals who bought it in December 2025.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8531 TITCHFIELD CT, D, SAINT LOUIS, MO 63123-1244 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · SBA Mortgage AMERICAN BANK OF MISSOURI |
| Oct 8, 2021 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 20, 2021 | Deed of Trust, Mortgage · Line of Credit CONNEXUS CU |
| Dec 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on File |
| Deed Sale | Dec 5, 2025 · Amount on File |
| Prior Sale | Mar 10, 2009 · Amount on File |
| Deed Document Number | 2025435 |
| Prior Transfer Date | Nov 6, 2008 |
| Prior Transfer Doc | 0181111451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 647 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 647 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 0249082884 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 24908/2884 |
| Instrument | 2021060700497 |
| Name | AMERICAN BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63119 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 27, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 647 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 647 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 0251560713 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 25156/713 |
| Instrument | 2021100800120 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 647 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 647 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 0248120266 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 24812/266 |
| Instrument | 2021042000840 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | WAUSAU, WI 54401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 5, 2025 |
| Property Address | 647 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 2025120500435 |
| Map Reference | MB 333 PG 9&10 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2025120500435 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | TITLE SOURCES INC, TITLE RESOURCES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 RIVERSIDE DR, LABADIE, MO 63055-1050 |
| Name | Verified Name |
|---|---|
| Address | 8531 TITCHFIELD CT APT D, D, AFFTON, MO 63123-1244 |
| Document Number | 2025120500436 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025120500436 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 647 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0240381915 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 24038/1915 |
| Instrument | 2020050800249 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 647 Cascade Lake Dr was $3,850, up 6.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,690 (-) Land $19,670 Building $43,020 | $329,900 (-) Land $103,500 Building $226,400 | |
| 2025 | $3,850.00 (+6.89%) | $62,690 Land $19,670 Building $43,020 | $329,900 Land $103,500 Building $226,400 |
| 2024 | $3,602.00 (+1.44%) | ||
| 2023 | $3,551.00 (+13.16%) | $55,530 (+23.51%) Land $14,740 Building $40,790 | $292,300 Land $77,600 Building $214,700 |
| 2022 | $3,138.00 | $44,960 Land $12,790 Building $32,170 | |
| 2021 | $236,600 Land $67,300 Building $169,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 647 Cascade Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 647 Cascade Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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