6461 Baker Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 6461 Baker Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,463 sqft · built 1991
Lot Size	1.86 acres (81,413 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jan 2020)
Tax Bill	$6,459 (2025)
Deeds & Mortgages	Nov 2023 Transfer Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-08-23-004903-000-00`

Property Details

APN / Parcel Number

Primary APN	`32-08-23-004903-000-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,463 sqft Living Area
Gross Area	4,484 sqft
1st Floor Area	2,054 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	81,413 sqft (1.86 acres)
Lot Dimensions	543 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	732 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	410 sqft
Deck Area	852 sqft
Balcony Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6461 BAKER RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-8674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 AS REC OR 4269 PG 2191, 4773 PG 557
Legal Range	23E
Legal Township	08S
Legal Section	32
Legal Subdivision	KEYSTONE HEIGHTS
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2042
Census Tract	31104

Owner

Source: Clay County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6461 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit CAMPUS USA CU
Jan 15, 2020	Warranty Deed, Transfer NORTH CENTRAL TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2020 · Amount on Record
Deed Sale	Jan 15, 2020 · Amount on Record
Prior Sale	Jun 29, 2016 · Amount on Record
Deed Document Number	20202697
Deed Book / Page	4269 / 2191
Last Transfer Date	Nov 7, 2023
Transfer Doc	0047730557
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Nov 13, 2023
Property Address	6461 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Document Number	0047730557
Book / Page	4773 / 557
Instrument Date	Nov 7, 2023
Instrument	2023056263
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6461 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7886 HAMPTON GREEN DR, CHESTERFIELD, VA 23832-2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6461 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6461 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674

Mortgage

Document Number	0044290019
Date	Mar 15, 2021
Book Page	4429/19
Instrument	2021015735

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	NEWBERRY, FL 32669

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 9, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 15, 2020
Property Address	6461 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Document Number	0042692191
Book / Page	4269 / 2191
Instrument Date	Jan 15, 2020
Instrument	2020002697
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	NORTH CENTRAL TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 186, LOUISVILLE, GA 30434-0186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6461 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,459.00 (+4.68%)	$463,627 (+5.99%)	$634,124 (+2.94%) Land $39,600 Building $594,524
2024	$6,170.00 (-3.09%)
2023	$6,367.00 (+4.86%) Homeowner's exemption	$437,438 (+3%)	$616,017 (+21.35%) Land $39,600 Building $576,417
2022	$6,072.00 Homeowner's exemption	$424,698	$507,625 Land $39,600 Building $468,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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