6460 Baker Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 6460 Baker Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,952 sqft · built 1994
Lot Size	0.491 acres (21,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,900 (Dec 1995)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-08-23-004852-024-00`

Property Details

APN / Parcel Number

Primary APN	`32-08-23-004852-024-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,952 sqft Heated Area
Gross Area	3,077 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,431 sqft (0.491 acres)
Lot Dimensions	195 ft deep x 110 ft wide
Garage Area	432 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Porch
Porch Area	288 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6460 BAKER RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-8899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GOV LOT 4 A/K/A LOT 20 GENEVA POINT SOUTH UNREC AS RECO R 133 PG 644 & 1581 PG 1373
Legal Range	23
Legal Township	08
Legal Section	32
Legal Lot Number	4,20
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2003
Census Tract	31104

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	6460 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 11, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 1995 · Amount on Record
Deed Sale	Dec 15, 1995 · Amount on Record
Deed Document Number	0015811373
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6460 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8899
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045222042
Date	Oct 15, 2021
Book Page	4522/2042
Instrument	2021065483

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6460 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8899
Document Number	0043061346
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6460 BAKER RD KEYSTONE HEIGHTS FL 326568899, KEYSTONE HEIGHTS, FL 32656-8899

Mortgage

Document Number	0043061346
Date	May 11, 2020
Book Page	004306/001346
Instrument	23115

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2035

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6460 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8899
Document Number	0040481527
Book / Page	004048 / 001527
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6460 BAKER RD KEYSTONE HEIGHTS FL 326568899, KEYSTONE HEIGHTS, FL 32656-8899

Mortgage

Document Number	0040481527
Date	Jan 18, 2018
Book Page	004048/001527
Instrument	3082

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 17, 2033

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,948.00 (-8.54%) Homeowner's exemption	$167,922 (+5.99%)	$367,308 (+10.5%) Land $18,000 Building $349,308
2023	$2,130.00 (+9.23%) Homeowner's exemption	$158,437 (+3%)	$332,413 (+19.02%) Land $18,000 Building $314,413
2022	$1,950.00 Homeowner's exemption	$153,823	$279,290 Land $18,000 Building $261,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Baker Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures