6444 Baker Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 6444 Baker Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,448 sqft · built 2002
Lot Size	0.94 acres (40,989 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Sep 2019)
Tax Bill	$4,540 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-08-23-004852-007-01`

Property Details

APN / Parcel Number

Primary APN	`32-08-23-004852-007-01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,448 sqft Heated Area
Gross Area	4,264 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,989 sqft (0.94 acres)
Lot Dimensions	200 ft deep x 205 ft wide
Garage Area	780 sqft

Exterior Amenities

Pool Area	420 sqft
Porch	Porch
Porch Area	1,036 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6444 BAKER RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-8899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF S1/2 S32T8R23 AS REC O R4233 PG 1401
Legal Range	23
Legal Township	08
Legal Section	32
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2003
Census Tract	31104

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6444 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Sep 20, 2019	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	2019050600
Deed Book / Page	4233 / 1401
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6444 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8899
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6444 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8899

Mortgage

Document Number	0047651837
Date	Oct 16, 2023
Book Page	4765/1837
Instrument	2023051668

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 20, 2019
Property Address	6444 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8899
Document Number	0042331401
Book / Page	004233 / 001401
Instrument Date	Sep 19, 2019
Instrument	50600
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7621 CHARLOTTE RD KEYSTONE HEIGHTS FL 326565505, KEYSTONE HEIGHTS, FL 32656-5505

Mortgage

Document Number	42331403
Date	Sep 20, 2019
Book Page	004233/001403
Instrument	50601

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,540.00 (-0.55%) Homeowner's exemption	$337,853 (+5.99%)	$522,597 (+11.2%) Land $36,000 Building $486,597
2023	$4,565.00 (+11.81%) Homeowner's exemption	$318,769 (+8.43%)	$469,948 (+22.02%) Land $36,000 Building $433,948
2022	$4,083.00 Homeowner's exemption	$293,990	$385,138 Land $36,000 Building $349,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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