6460 Saddlebrook Ln, Frederick, MD 21701 Property Records

Frederick County property record for 6460 Saddlebrook Ln, Frederick, MD 21701 · Last verified September 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1998
Square Footage2,660 sqft Total Area
Lot Size18,761 sqft (0.43 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Last Sale$495,000 (2020)
Tax Bill$5,342.00 (2023)

Property Details

APN / Parcel Number

Primary APN09-306145
Alternative APNs
  • 9306145
  • 306145

Interior

Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,660 sqft Total Area
1st Floor1,294 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area18,761 sqft (0.43 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Deck Area280 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected

Location & Zoning

Account Number306145
Old Parcel Number9306145
Street Address6460 SADDLEBROOK LN
CityFREDERICK
StateMD
Zip21701-7666
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 456 SECT E-1C PLAT 97-18,761 SQ. FT. SPRING RIDGE PUD
Legal SubdivisionSPRING RIDGE PUD
Legal Lot Number456
JurisdictionFREDERICK MD
Minor Civil Division9, NEW MARKET
Census Blockgroup1
Census Block1001
Census Tract751902

Owner

Source: Frederick County records · APN 09-306145

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6460 SADDLEBROOK LN, FREDERICK, MD 21701-7666
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2019Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 08, 2020Deed, Transfer · Veterans Administration Mortgage
SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2020 · Amount on Record
Deed SaleOct 08, 2020 · Amount on Record
Prior SaleJul 20, 1998 · Amount on Record
Deed Doc Number0014154463
Deed Book / Page14154 / 463
Record RefreshedJun 07, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6460 SADDLEBROOK LN, FREDERICK, MD 21701-7666
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0133740446
DateDec 03, 2019
Book Page13374/0446
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressBALTIMORE, MD 21202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term262 Months
DueOct 24, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 08, 2020
Property Address6460 SADDLEBROOK LN, FREDERICK, MD 21701-7666
Document Number0141540463
Book / Page14154 / 463
Map ReferenceMB 62 PG 95
Instrument DateOct 01, 2020
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyLEGACYHOUSE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,475.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address6460 SADDLEBROOK LN, FREDERICK, MD 21701-7666

Mortgage

Document Number14154469
DateOct 08, 2020
Instrument14154/469
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,342.00 Homeowner's exemption$466,567$497,400 Land $153,500 Building $343,900

Flood & Wildfire

6460 Saddlebrook Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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