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6457 Saddlebrook Ln, Frederick, MD 21701 Property Records

Frederick County property record for 6457 Saddlebrook Ln, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,152 sqft · built 1999
Lot Size0.221 acres (9,661 sqft)
OwnerIndividual Name on File
Last Sale$635,000 (Aug 2023)
Tax Bill$5,671 (2023)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jul 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-304606

Property Details

APN / Parcel Number

Primary APN09-304606
Alternative APNs
  • 9304606
  • 304606

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,152 sqft Total Area
1st Floor Area992 sqft
Basement Area958 sqft
Finished Basement958 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,661 sqft (0.221 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area192 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number304606
Old Parcel Number9304606
Street Address6457 SADDLEBROOK LN
CityFREDERICK
StateMD
Zip21701-7660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 791 SEC E-1C 9,661 SQ. FT. PLAT 89 SPRING RIDGE P.U.D.
Legal SubdivisionSPRING RIDGE PUD
Legal Lot Number791
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group1
Census Block1006
Census Tract751902

Owner

Source: Frederick County records · APN 09-304606

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6457 SADDLEBROOK LN, FREDERICK, MD 21701-7660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed, Transfer · Conventional Mortgage
ATLANTIC COAST MORTGAGE
Jul 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST MORTGAGE INC
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleJan 21, 1999 · Amount on Record
Deed Document Number0016583258
Deed Book / Page16583 / 258
Record UpdatedJun 07, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 31, 2023
Property Address6457 SADDLEBROOK LN, FREDERICK, MD 21701-7660
Document Number0165830258
Book / Page16583 / 258
Map ReferenceMB 61 PG 56
Instrument DateAug 28, 2023
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyCLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,587.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6457 SADDLEBROOK LN, FREDERICK, MD 21701-7660

Mortgage

Document Number0016583266
DateAug 31, 2023
Instrument16583/266
Lender
NameATLANTIC COAST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6457 SADDLEBROOK LN, FREDERICK, MD 21701-7660
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0125280063
DateJul 20, 2018
Book Page12528/0063
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 01, 2048

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6457 SADDLEBROOK LN, FREDERICK, MD 21701-7660
Document Number0143850317
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedFeb 23, 2021
Title CompanyBOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6457 SADDLEBROOK LN FREDERICK MD 217017660, FREDERICK, MD 21701-7660

Mortgage

Document Number0143850317
DateDec 22, 2020
Book Page014385/000317
Lender
NameTRUIST BK
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 21, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,671.00$476,433$508,600 Land $151,200 Building $357,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217519021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2018, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 407 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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