Frederick County property record for 6455 Saddlebrook Ln, Frederick, MD 21701 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 3,926 sqft Living Area |
| Lot Size | 9,857 sqft (0.226 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $640,000 (2022) |
| Tax Bill | $7,407.00 (2025) |
Source: Frederick County records · APN 09-304614
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6455 SADDLEBROOK LN, FREDERICK, MD 21701-7660 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MERIDIAN BANK |
| Feb 01, 2022 | Deed, Transfer · Conventional Mortgage CAPITAL BANK NA |
| Apr 24, 2019 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOWARD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2022 · Amount on Record |
| Deed Sale | Feb 01, 2022 · Amount on Record |
| Prior Sale | Apr 24, 2019 · Amount on Record |
| Deed Book / Page | 15699 / 265 |
| Prior Transfer Date | Mar 26, 2005 |
| Prior Transfer Doc | 0055360203 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6455 SADDLEBROOK LN, FREDERICK, MD 21701-7660 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | THE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0137470489 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 13747/489 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 01, 2022 |
| Property Address | 6455 SADDLEBROOK LN, FREDERICK, MD 21701-7660 |
| Document Number | 0156990265 |
| Book / Page | 15699 / 265 |
| Map Reference | MB 61 PG 56 |
| Instrument Date | Jan 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2500 CLARENDON BLVD APT 227, 2500, ARLINGTON, VA 22201-3825 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6455 SADDLEBROOK LN, FREDERICK, MD 21701-7660 |
| Document Number | 0015699272 |
|---|---|
| Date | Feb 01, 2022 |
| Instrument | 15699/272 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 24, 2019 |
| Property Address | 6455 SADDLEBROOK LN, FREDERICK, MD 21701-7660 |
| Document Number | 0129340337 |
| Book / Page | 12934 / 0337 |
| Map Reference | MB 61 PG 56 |
| Instrument Date | Apr 04, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | CLOSE IT QUICK TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6455 SADDLEBROOK LN, FREDERICK, MD 21701-7660 |
| Document Number | 129340343 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 12934/0343 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,407.00 (+6.09%) Homeowner's exemption | $610,067 (+14.12%) | $691,400 (+21.43%) Land $151,200 Building $540,200 |
| 2024 | $6,982.00 (+9.9%) | ||
| 2023 | $6,353.00 | $534,567 | $569,400 Land $151,200 Building $418,200 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 09-304614 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,926 sqft Living Area |
| Gross Area | 4,326 sqft Gross Area |
| 1st Floor | 1,602 sqft 1st Floor |
| Basement Area | 1,050 sqft Basement |
| Finished Basement | 1,050 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,857 sqft (0.226 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 418 sqft Deck |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 304614 |
|---|---|
| Street Address | 6455 SADDLEBROOK LN |
| City | FREDERICK |
| State | MD |
| Zip | 21701-7660 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 792 SEC E-1C 9,857 SQ. FT. PLAT 89 SPRING RIDGE P.U.D. |
| Legal Subdivision | SPRING RIDGE PUD |
| Legal Lot Number | 792 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 9, NEW MARKET |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 751902 |
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