San Luis Obispo County property record for 646 Worcester Dr, Cambria, CA 93428 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,977 sqft · built 1995 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $940,000 (Oct 2025) |
| Tax Bill | $6,211 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-342-033 |
| Primary APN | 022-342-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,977 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Construction Type | Wood |
| Lot Area | 3,500 sqft (0.08 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Street Address | 646 WORCESTER DR |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAM PINES U 5 BL 45 LTS 7 & 8 |
| Legal Subdivision | CAMBRIA PINES 05 |
| Legal Block | 45 |
| Legal Lot Number | 7,8 8 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10403 |
Source: San Luis Obispo County records · APN 022-342-033
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 2 CRESTVIEW CIR, ALLEN, TX 75002-7409 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 29, 2025 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 24, 2019 | Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Nov 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | Oct 24, 2019 |
| Deed Document Number | 2025033101 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 29, 2025 |
| Property Address | 646 WORCESTER DR, CAMBRIA, CA 93428-3230 |
| Document Number | 0000033101 |
| Map Reference | MB 5 PG 2 |
| Instrument Date | Oct 02, 2025 |
| Instrument | 2025033101 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2 CRESTVIEW CIR, ALLEN, TX 75002-7409 |
| Document Number | 0000033102 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025033102 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 24, 2019 |
| Property Address | 646 WORCESTER DR, CAMBRIA, CA 93428-3230 |
| Document Number | 0000047033 |
| Instrument Date | Oct 19, 2019 |
| Instrument | 47033 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2019 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 646 WORCESTER DR CAMBRIA CA 934283230, CAMBRIA, CA 93428-3230 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 646 WORCESTER DR, CAMBRIA, CA 93428-3230 |
| Document Number | 0000053115 |
| Instrument Date | Nov 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 646 WORCESTER DR CAMBRIA CA 934283230, CAMBRIA, CA 93428-3230 |
| Document Number | 0000053115 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 53115 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2047 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,211.00 (+4.16%) Homeowner's exemption | $563,114 (+4.04%) Land $264,671 Building $298,443 |
| 2023 | $5,963.00 (+2.04%) Homeowner's exemption | $541,250 Land $254,395 Building $286,855 |
| 2022 | $5,844.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 8 (1995–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2021, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 19% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.
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