San Luis Obispo County property record for 645 Worcester Dr, Cambria, CA 93428 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,130 sqft Living Area |
| Lot Size | 4,000 sqft (0.091 acres) |
| Garage | Carport |
| Last Sale | $765,000 (2025) |
| Tax Bill | $3,922.00 (2025) |
| Primary APN | 022-341-029 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,130 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 4,000 sqft (0.091 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Topography | Other Topography |
| Heating System | Forced Air Heating |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 645 WORCESTER DR |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-3229 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CAM PINES U 5 BL 44 LTS 24 & 25 |
| Legal Subdivision | CAMBRIA PINES MANOR |
| Legal Block | 44 |
| Legal Lot Number | 24,25 25 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 10403 |
Source: San Luis Obispo County records · APN 022-341-029
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 19643 VALLEY VIEW DR, TOPANGA, CA 90290-3255 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on Record |
| Deed Sale | Jul 31, 2025 · Amount on Record |
| Prior Sale | Jun 24, 2004 |
| Deed Doc Number | 2025022265 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 645 WORCESTER DR, CAMBRIA, CA 93428-3229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 19643 VALLEY VIEW DR, TOPANGA, CA 90290-3255 |
| Document Number | 0000003244 |
|---|---|
| Date | Feb 03, 2026 |
| Instrument | 2026003244 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 10.6% |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,922.00 (+4.2%) | $339,022 (+4.04%) Land $210,949 Building $128,073 |
| 2023 | $3,764.00 (+2.01%) | $325,858 Land $202,758 Building $123,100 |
| 2022 | $3,690.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 19% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures