631 Worcester Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 631 Worcester Dr, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,028 sqft
Lot Size0.112 acres (4,864 sqft)
OwnerIndividual Name on Record
Tax Bill$1,803 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN022-341-026

Property Details

APN / Parcel Number

Primary APN022-341-026

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Building Area1,028 sqft Living Area

Exterior

Construction TypeWood
Lot Area4,864 sqft (0.112 acres)

Location & Zoning

Street Address631 WORCESTER DR
CityCAMBRIA
StateCA
Zip93428-3229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAM PINES U 5 BL 44 LTS 26 & 27
Legal SubdivisionCAMBRIA PINES UN 5
Legal Block44
Legal Lot Number26,27
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2022
Census Tract10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address631 WORCESTER DR, CAMBRIA, CA 93428-3229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address631 WORCESTER DR, CAMBRIA, CA 93428-3229
Document Number0000020624
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address631 WORCESTER DR CAMBRIA CA 934283229, CAMBRIA, CA 93428-3229

Mortgage

Document Number0000020624
DateMay 22, 2018
Instrument20624
Lender
NameSLO CU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 21, 2038

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$147,876 (+2%) Land $73,938 Building $73,938
2025$1,803.00 (+4.64%) Homeowner's exemption$144,978 (+4.04%) Land $72,489 Building $72,489
2023$1,723.00 (+2.19%) Homeowner's exemption$139,350 Land $69,675 Building $69,675
2022$1,686.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1995–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2021 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Ranch Wifi, Verizon.

Nearby Properties on Worcester Dr

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