646 Towerwood Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 646 Towerwood Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,196 sqft · built 1973
Lot Size	0.21 acres (9,126 sqft)
Owner	Trust Name on File
Last Sale	$162,000 (Jun 2011)
Tax Bill	$3,386 (2025)
Deeds & Mortgages	Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`24S-52-0355`

Property Details

APN / Parcel Number

Primary APN	`24S-52-0355`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,126 sqft (0.21 acres)
Lot Dimensions	79 ft deep x 66 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	55 sqft
Deck Area	192 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	646 TOWERWOOD DR
City	BALLWIN
State	MO
Zip	63021-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTGLEN WOODS PLAT 5 LOT 386
Legal Subdivision	WESTGLEN WOODS PLAT 5
Legal Lot Number	386
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	4
Census Block	4000
Census Tract	217923

Owner

646 Towerwood Dr is owner-occupied and held in a trust since January 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Trust Name on File
Mailing Address	646 TOWERWOOD DR, BALLWIN, MO 63021-6204
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2011 · Amount on File
Deed Sale	Jun 22, 2011 · Amount on File
Prior Sale	Mar 27, 2002 · Amount on File
Deed Document Number	2011733
Deed Book / Page	19538 / 723
Last Transfer Date	Jan 19, 2023
Transfer Doc	0000000427
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jan 19, 2023
Property Address	646 TOWERWOOD DR, BALLWIN, MO 63021-6204
Document Number	2023011900427
Map Reference	MB 150 PG 36-37
Instrument Date	Jan 19, 2023
Instrument	2023011900427
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 TOWERWOOD DR, BALLWIN, MO 63021-6204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	646 TOWERWOOD DR, BALLWIN, MO 63021-6204

Tax Assessment & Valuation

The 2025 property tax bill for 646 Towerwood Dr was $3,386, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,730 (-) Land $30,100 Building $25,630	$293,300 (-) Land $158,400 Building $134,900
2025	$3,386.00 (+0.09%)	$55,730 Land $30,100 Building $25,630	$293,300 Land $158,400 Building $134,900
2024	$3,383.00 (+0.06%)
2023	$3,381.00 (+10.09%)	$48,260 (+17.54%) Land $23,430 Building $24,830	$254,000 Land $123,300 Building $130,700
2022	$3,071.00	$41,060 Land $20,060 Building $21,000
2021			$216,100 Land $105,600 Building $110,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 646 Towerwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Towerwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20