St. Louis County property record for 645 Towerwood Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 1973 |
| Lot Size | 0.214 acres (9,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Jul 2024) |
| Tax Bill | $3,871 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24S-52-0290 |
| Primary APN | 24S-52-0290 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| Gross Area | 1,771 sqft |
| 1st Floor Area | 1,310 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,300 sqft (0.214 acres) |
| Lot Dimensions | 37 ft deep x 126 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 50 sqft |
| Patio Area | 190 sqft |
| Balcony Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 645 TOWERWOOD DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-3 |
| Legal Description | WESTGLEN WOODS PLAT 5 LOT 394 |
| Legal Subdivision | WESTGLEN WOODS PLAT 5 |
| Legal Lot Number | 394 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 217923 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 645 TOWERWOOD DR, BALLWIN, MO 63021-6203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Prior Sale | Apr 23, 2014 · Amount on Record |
| Deed Document Number | 2024722118 |
| Prior Transfer Date | Apr 25, 2000 |
| Prior Transfer Doc | 0000000990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 645 TOWERWOOD DR, BALLWIN, MO 63021-6203 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | FANNIN COUNTY TITLE COMPANY, FRANKLIN COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 645 TOWERWOOD DR, BALLWIN, MO 63021-6203 |
| Document Number | 0241262614 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 24126/2614 |
| Instrument | 2020071000391 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2050 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,390 (-) Land $30,360 Building $26,030 | $296,800 (-) Land $159,800 Building $137,000 | |
| 2025 | $3,871.00 (+0.42%) | $56,390 (+2.43%) Land $30,360 Building $26,030 | $296,800 (+2.45%) Land $159,800 Building $137,000 |
| 2024 | $3,855.00 (+0.08%) | ||
| 2023 | $3,852.00 (+10.4%) | $55,050 (+18.01%) Land $23,620 Building $31,430 | $289,700 (+18%) Land $124,300 Building $165,400 |
| 2022 | $3,489.00 | $46,650 Land $20,240 Building $26,410 | |
| 2021 | $245,500 Land $106,500 Building $139,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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