642 Towerwood Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 642 Towerwood Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1973
Lot Size	0.223 acres (9,718 sqft)
Owner	2 Individual Names on File
Last Sale	$214,000 (Oct 2016)
Tax Bill	$3,878 (2025)
Deeds & Mortgages	Oct 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24S-52-0366`

Property Details

APN / Parcel Number

Primary APN	`24S-52-0366`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	1,747 sqft
1st Floor Area	1,310 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,718 sqft (0.223 acres)
Lot Dimensions	123 ft deep x 79 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	50 sqft
Deck Area	160 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	642 TOWERWOOD DR
City	BALLWIN
State	MO
Zip	63021-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTGLEN WOODS PLAT 5 LOT 387
Legal Subdivision	WESTGLEN WOODS PLAT 5
Legal Lot Number	387
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	4
Census Block	4000
Census Tract	217923

Owner

642 Towerwood Dr is owned and occupied by two individuals who bought it in October 2016.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	642 TOWERWOOD DR, BALLWIN, MO 63021-6204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2016 · Amount on File
Deed Sale	Oct 26, 2016 · Amount on File
Prior Sale	Nov 5, 2013 · Amount on File
Deed Document Number	2016213
Deed Book / Page	22250 / 178
Prior Transfer Date	Jan 25, 2007
Prior Transfer Doc	0174475148
Record Updated	Oct 29, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	642 TOWERWOOD DR, BALLWIN, MO 63021-6204
Document Number	0235643291
Instrument Date	Oct 21, 2016
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 BOLTON DR #B BALLWIN MO 630115092, B, BALLWIN, MO 63011-5092

Mortgage

Document Number	0235643291
Date	Jun 12, 2019
Book Page	023564/003291
Instrument	566

Lender

Name	MIDWEST EQUITY MTG
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 11, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 642 Towerwood Dr was $3,878, up 6.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,490 (-) Land $30,950 Building $25,540	$297,300 (-) Land $162,900 Building $134,400
2025	$3,878.00 (+6.57%)	$56,490 Land $30,950 Building $25,540	$297,300 Land $162,900 Building $134,400
2024	$3,639.00 (+0.08%)
2023	$3,636.00 (+12.78%)	$51,940 (+20.48%) Land $24,070 Building $27,870	$273,400 Land $126,700 Building $146,700
2022	$3,224.00	$43,110 Land $20,630 Building $22,480
2021			$226,900 Land $108,600 Building $118,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 642 Towerwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Towerwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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