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646 Sumner Way, Unit 6, Oceanside, CA 92058 Property Records

San Diego County property record for 646 Sumner Way, Unit 6, Oceanside, CA 92058 · Last verified July 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,141 sqft · built 2003
Lot Size1.86 acres (81,159 sqft)
OwnerIndividual Name on File
Last Sale$336,000 (Jun 2017)
Tax Bill$4,324 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN158-030-32-12

Property Details

APN / Parcel Number

Primary APN158-030-32-12

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,141 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Lot Area81,159 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address646 SUMNER WAY, 6
CityOCEANSIDE
StateCA
Zip92058-0667
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 1 US 18PER DOC03-635086&UND INT IN PHASE 1 IN TR 014554
Legal SubdivisionDOUGLAS DRIVE CONDO
Legal Tract014554
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18613

Owner

Source: San Diego County records · APN 158-030-32-12

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address646 SUMNER WAY, 6, OCEANSIDE, CA 92058-0667
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Jun 30, 2017Grant Deed, Transfer · Conventional Mortgage
HIGHTECHLENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2017 · Amount on Record
Deed SaleJun 30, 2017 · Amount on Record
Prior SaleJul 31, 2015 · Amount on Record
Deed Document Number2017299771
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address646 SUMNER WAY UNIT 6, 6, OCEANSIDE, CA 92058-0667
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 SUMNER WAY 6, 6, OCEANSIDE, CA 92058-0667

Mortgage

Document Number0000692539
DateNov 05, 2020
Instrument2020-0692539
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 30, 2017
Property Address646 SUMNER WAY UNIT 6, 6, OCEANSIDE, CA 92058-0667
Document Number0000299771
Instrument DateJun 13, 2017
Instrument299771
Transaction TypeTransfer
Record UpdatedJul 10, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$369.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 SUMNER WAY #6 OCEANSIDE CA 920580667, 6, OCEANSIDE, CA 92058-0667

Mortgage

Document Number299772
DateJun 30, 2017
Instrument299772
Lender
NameHIGHTECHLENDING
AddressCITRUS HEIGHTS, CA 95610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$397,749 (+2%) Land $255,224 Building $142,525
2025$4,324.00 (+5.23%) Homeowner's exemption$389,951 (+4.04%) Land $250,220 Building $139,731
2023$4,109.00 (+1.58%) Homeowner's exemption$374,810 Land $240,504 Building $134,306
2022$4,045.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies59 units insured
54 under condo master policies
Nearby Flood Claims1 (1983)
Most Recent ClaimMay 1983, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 523 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, T-Mobile USA, San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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