646 Sumner Way, Unit 5, Oceanside, CA 92058 Property Records

San Diego County property record for 646 Sumner Way, Unit 5, Oceanside, CA 92058 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,837 sqft · built 2003
Lot Size	1.86 acres (81,159 sqft)
Owner	Individual Name on File
Last Sale	$457,000 (Apr 2006)
Tax Bill	$6,945 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`158-030-32-11`

Property Details

APN / Parcel Number

Primary APN	`158-030-32-11`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,837 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	81,159 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	646 SUMNER WAY, 5
City	OCEANSIDE
State	CA
Zip	92058-0667
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 1 US 17PER DOC03-635086&UND INT IN PHASE 1 IN TR 014554
Legal Subdivision	DOUGLAS DRIVE CONDO
Legal Tract	014554
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18613

Owner

Source: San Diego County records · APN 158-030-32-11

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	646 SUMNER WAY, 5, OCEANSIDE, CA 92058-0667
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2006 · Amount on Record
Deed Sale	Apr 20, 2006 · Amount on Record
Prior Sale	Jun 19, 2003 · Amount on Record
Deed Document Number	2006278339
Prior Transfer Date	Feb 09, 2006
Prior Transfer Doc	0000285087
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 04, 2026
Property Address	646 SUMNER WAY UNIT 5, 5, OCEANSIDE, CA 92058-0667
Document Number	0000060300
Map Reference	MAP 14554
Instrument Date	Feb 26, 2026
Instrument	2026-0060300
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 SUMNER WAY UNIT 5, 5, OCEANSIDE, CA 92058-0667

Mortgage

Document Number	0000060301
Date	Mar 04, 2026
Instrument	2026-0060301

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$636,964 (+2%) Land $268,634 Building $368,330
2025	$6,945.00 (+1.97%) Homeowner's exemption	$624,475 (+4.04%) Land $263,367 Building $361,108
2024	$6,811.00 (+3.18%)
2023	$6,601.00 (+1.55%) Homeowner's exemption	$600,228 Land $253,141 Building $347,087
2022	$6,500.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	59 units insured 54 under condo master policies
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 523 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, T-Mobile USA, San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.