San Diego County property record for 646 Sumner Way, Unit 4, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,471 sqft · built 2003 |
| Lot Size | 1.86 acres (81,159 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $650,000 (Sep 2025) |
| Tax Bill | $5,067 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-030-32-10 |
| Primary APN | 158-030-32-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,471 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Lot Area | 81,159 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 646 SUMNER WAY, 4 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-0666 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 1 US 16PER DOC03-635086&UND INT IN PHASE 1 IN TR 014554 |
| Legal Subdivision | DOUGLAS DRIVE CONDO |
| Legal Tract | 014554 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18613 |
Source: San Diego County records · APN 158-030-32-10
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 14119 HALPER RD, POWAY, CA 92064-2812 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 15, 2025 | Grant Deed, Transfer EQUITY TITLE COMPANY SD, EQUITY TITLE CO SAN DIEGO |
| Sep 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| May 01, 2018 | Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | May 01, 2018 · Amount on Record |
| Deed Document Number | 2025254101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 15, 2025 |
| Property Address | 646 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0666 |
| Document Number | 0000254101 |
| Map Reference | DOC 03-535086 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 2025-0254101 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | EQUITY TITLE COMPANY SD, EQUITY TITLE CO SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14119 HALPER RD, POWAY, CA 92064-2812 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 646 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0666 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1436 GLENNEYRE ST, LAGUNA BEACH, CA 92651-3132 |
| Document Number | 0000365424 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2022-0365424 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 01, 2018 |
| Property Address | 646 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0666 |
| Document Number | 0000174431 |
| Map Reference | DOC03-635086 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 2018-0174431 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 646 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0666 |
| Document Number | 0000174432 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 2018-0174432 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $650,000 (+44.63%) Land $500,000 Building $150,000 | |
| 2025 | $5,067.00 (+5.17%) | $449,436 (+4.04%) Land $248,044 Building $201,392 |
| 2023 | $4,818.00 (+1.52%) | $431,986 Land $238,413 Building $193,573 |
| 2022 | $4,746.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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