646 Palio Ct, Ocoee, FL 34761 Property Records

Orange County property record for 646 Palio Ct, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2006
Square Footage	3,081 sqft Living Area
Lot Size	9,129 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$340,000 (2020)
Tax Bill	$6,119.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-22-28-9247-02-600`
Alternative APNs	`282206924702600` `227590` `232433` `237002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,081 sqft Living Area
Gross Area	4,303 sqft Gross Area
1st Floor	2,154 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,129 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	644 sqft Garage
Porch Area	414 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	646 PALIO CT
City	OCOEE
State	FL
Zip	34761-5034
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WESTYN BAY - PHASE 2 57/104 LOT 260
Legal Range	28E
Legal Township	22S
Legal Section	06
Legal Subdivision	WESTYN BAY PH 2
Legal Phase	2
Legal Tract	9247
Legal Block	2
Legal Lot Number	260
Jurisdiction	ORANGE FL
Minor Civil Division	APOPKA
Census Blockgroup	3
Census Block	3001
Census Tract	17506

Owner

Source: Orange County records · APN 06-22-28-9247-02-600

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	646 PALIO CT, OCOEE, FL 34761-5034
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Jun 01, 2006 · Amount on Record
Deed Doc Number	2020486150
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 16, 2020
Property Address	646 PALIO CT, OCOEE, FL 34761-5034
Document Number	0000486150
Instrument Date	Aug 31, 2020
Instrument	486150
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	646 PALIO CT OCOEE FL 347615034, OCOEE, FL 34761-5034

Mortgage

Document Number	486151
Date	Sep 16, 2020
Instrument	486151

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,548 (+2.7%)	$479,660 (-1.22%) Land $115,000 Building $364,660
2025	$6,119.00 (+6.57%) Homeowner's exemption	$365,675 (+5.99%)	$485,560 (+10.02%) Land $115,000 Building $370,560
2024	$5,742.00 (+3.38%)
2023	$5,554.00 (+3.06%) Homeowner's exemption	$345,018 (+3%)	$441,330 (+17.98%) Land $115,000 Building $326,330
2022	$5,389.00 Homeowner's exemption	$334,969	$374,076 Land $100,000 Building $274,076

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.