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642 Palio Ct, Ocoee, FL 34761 Property Records

Orange County property record for 642 Palio Ct, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2006
Square Footage3,063 sqft Living Area
Lot Size9,129 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2024)
Tax Bill$8,017.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-22-28-9247-02-590
Alternative APNs
  • 282206924702590
  • 227589
  • 232432
  • 237001

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,063 sqft Living Area
Gross Area4,309 sqft Gross Area
1st Floor2,136 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,129 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area668 sqft Garage
Porch Area414 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address642 PALIO CT
CityOCOEE
StateFL
Zip34761-5034
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWESTYN BAY - PHASE 2 57/104 LOT 259
Legal Range28E
Legal Township22S
Legal Section06
Legal SubdivisionWESTYN BAY PH 2
Legal Phase2
Legal Tract9247
Legal Block2
Legal Lot Number259
JurisdictionORANGE FL
Minor Civil DivisionAPOPKA
Census Blockgroup3
Census Block3001
Census Tract17506

Owner

Source: Orange County records · APN 06-22-28-9247-02-590

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address642 PALIO CT, OCOEE, FL 34761-5034
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 25, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PLANET HOME LENDING LLC
Oct 15, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
PLANET HM LNDG
Dec 19, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 24, 2024 · Amount on Record
Deed SaleJan 24, 2024 · Amount on Record
Prior SaleDec 19, 2018 · Amount on Record
Deed Doc Number202446822
Record RefreshedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 24, 2024
Property Address642 PALIO CT, OCOEE, FL 34761-5034
Document Number0000046822
Map ReferenceMB 57 PG 104-106
Instrument DateJan 18, 2024
Instrument20240046822
Transaction TypeTransfer
Record UpdatedFeb 06, 2024
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1909 NANCY ANN TER, OCOEE, FL 34761-3278

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 PALIO CT, OCOEE, FL 34761-5034

Mortgage

Document Number0000046823
DateJan 24, 2024
Instrument20240046823
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address642 PALIO CT, OCOEE, FL 34761-5034
Transaction TypeMortgage
Record UpdatedFeb 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 PALIO CT, OCOEE, FL 34761-5034

Mortgage

Document Number0000052789
DateJan 25, 2022
Instrument20220052789
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term334 Months
DueNov 01, 2049

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address642 PALIO CT, OCOEE, FL 34761-5034
Document Number0000674352
Instrument DateOct 15, 2019
Transaction TypeMortgage
Record UpdatedNov 14, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address642 PALIO CT OCOEE FL 347615034, OCOEE, FL 34761-5034

Mortgage

Document Number0000674352
DateOct 28, 2019
Instrument674352
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 19, 2018
Property Address642 PALIO CT, OCOEE, FL 34761-5034
Document Number0000734426
Map ReferenceMB 57 PG 104
Instrument DateDec 10, 2018
Instrument20180734426
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyWATSON TWO SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10 OLD SEARINGTOWN RD, 10, ALBERTSON, NY 11507-1533

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 PALIO CT, OCOEE, FL 34761-5034

Mortgage

Document Number0000734427
DateDec 19, 2018
Instrument20180734427
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$476,680 (-1%) Land $115,000 Building $361,680$476,680 (-1%) Land $115,000 Building $361,680
2025$8,017.00 (+1,301.57%) Homeowner's exemption$481,510 (+56.2%) Land $115,000 Building $366,510$481,510 (+9.98%) Land $115,000 Building $366,510
2024$572.00 (+0.7%)
2023$568.00 (+3.46%) Homeowner's exemption$308,274 (+3%)$437,827 (+17.97%) Land $115,000 Building $322,827
2022$549.00 Homeowner's exemption$299,295$371,132 Land $100,000 Building $271,132

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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