645 Palio Ct, Ocoee, FL 34761 Property Records

Orange County property record for 645 Palio Ct, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage2,509 sqft Living Area
Lot Size10,954 sqft (0.251 acres)
OccupancyOwner Occupied
Last Sale$273,000 (2015)
Tax Bill$3,641.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-22-28-9247-02-400
Alternative APNs
  • 282206924702400
  • 227567
  • 232408
  • 236976

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,509 sqft Living Area
Gross Area3,551 sqft Gross Area
1st Floor1,422 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,954 sqft (0.251 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area610 sqft Garage
Total Buildings2 Total Buildings
Shed1 Shed
Porch Area170 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address645 PALIO CT
CityOCOEE
StateFL
Zip34761-5035
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWESTYN BAY - PHASE 2 57/104 LOT 240
Legal Range28E
Legal Township22S
Legal Section06
Legal SubdivisionWESTYN BAY PH 2
Legal Phase2
Legal Tract9247
Legal Block2
Legal Lot Number240
JurisdictionORANGE FL
Minor Civil DivisionAPOPKA
Census Blockgroup3
Census Block3013
Census Tract17506

Owner

Source: Orange County records · APN 06-22-28-9247-02-400

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address645 PALIO CT, OCOEE, FL 34761-5035
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2019Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Aug 17, 2018Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2015 · Amount on Record
Deed SaleDec 16, 2015 · Amount on Record
Prior SaleApr 18, 2008 · Amount on Record
Deed Doc Number2015651391
Deed Book / Page11029 / 486
Record RefreshedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address645 PALIO CT, OCOEE, FL 34761-5035
Document Number0000773339
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedJan 03, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address645 PALIO CT OCOEE FL 347615035, OCOEE, FL 34761-5035

Mortgage

Document Number0000773339
DateDec 10, 2019
Instrument773339
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 09, 2029
Interest
Rate TypeAdjustable Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address645 PALIO CT, OCOEE, FL 34761-5035
Document Number0000516710
Instrument DateAug 17, 2018
Transaction TypeMortgage
Record UpdatedSep 19, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address645 PATIO CT OCOEE FL 34761, OCOEE, FL 34761

Mortgage

Document Number0000516710
DateAug 30, 2018
Instrument516710
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 29, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$220,241 (+2.7%)$437,290 (-1.15%) Land $115,000 Building $322,290
2025$3,641.00 (+9.27%) Homeowner's exemption$214,451 (+8.33%)$442,370 (+12.38%) Land $115,000 Building $327,370
2024$3,332.00 (+5.81%)
2023$3,149.00 (+3.42%) Homeowner's exemption$197,968 (+3%)$393,638 (+17.85%) Land $115,000 Building $278,638
2022$3,045.00 Homeowner's exemption$192,202$334,018 Land $100,000 Building $234,018

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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