Ventura County property record for 646 Nandina Cir, Oxnard, CA 93036
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,277 sqft · built 1978 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $302,000 (Mar 2014) |
| Tax Bill | $4,310 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-0-340-415 |
| Primary APN | 139-0-340-415 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,277 sqft Living Area |
| 1st Floor Area | 1,277 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Condo/Apartment |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 270 sqft |
| Street Address | 646 NANDINA CIR |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93036-1909 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3PD |
| Legal Description | TRACT: 279400 LOT: 41 REF: 072MR 069 |
| Legal Tract | 279400 |
| Legal Block | 340 |
| Legal Lot Number | 41 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3013 |
646 Nandina Cir, a condominium, is owned and occupied by two individuals who bought it in March 2014.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 NANDINA CIR, OXNARD, CA 93036-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2014 · Amount on File |
| Deed Sale | Mar 7, 2014 · Amount on File |
| Prior Sale | Feb 14, 2012 · Amount on File |
| Deed Document Number | 201430560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 646 NANDINA CIR, OXNARD, CA 93036-1909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CONSUMERS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000148531 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 20191127-00148531 |
| Name | CUSTOMER SERVICE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 646 Nandina Cir was $4,310 with a homeowner's exemption, up 2.2% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Elementary School District | Rio Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $377,602 (+2%) Land $245,694 Building $131,908 | |
| 2025 | $4,310.00 (+2.21%) Homeowner's exemption | $370,199 Land $240,877 Building $129,322 |
| 2024 | $4,217.00 (+2.83%) | |
| 2023 | $4,101.00 (+2.99%) Homeowner's exemption | $355,825 Land $231,524 Building $124,301 |
| 2022 | $3,982.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 646 Nandina Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 Nandina Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Frontier, GeoLinks, T-Mobile.
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