Ventura County property record for 640 Nandina Cir, Oxnard, CA 93036
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,277 sqft · built 1978 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,327 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-0-340-395 |
| Primary APN | 139-0-340-395 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,277 sqft Living Area |
| 1st Floor Area | 1,277 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 270 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 640 NANDINA CIR |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93036-1909 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3PD |
| Legal Description | TRACT: 279400 LOT: 39 REF: 072MR 069 |
| Legal Subdivision | ORCHARD LANE |
| Legal Tract | 279400 |
| Legal Block | 340 |
| Legal Lot Number | 39 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3013 |
640 Nandina Cir, a condominium, is owned and occupied by an individual who acquired it in June 2025.
Source: Ventura County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 NANDINA CIR, OXNARD, CA 93036-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2025 |
| Deed Sale | Jun 17, 2025 |
| Prior Sale | Aug 6, 2001 · Amount on File |
| Deed Document Number | 202540725 |
| Prior Transfer Date | Aug 28, 2003 |
| Prior Transfer Doc | 0000341521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Jul 30, 2026 |
| Property Address | 640 NANDINA CIR, OXNARD, CA 93036-1909 |
| Document Number | 0000059340 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202659340 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 640 NANDINA CIR, OXNARD, CA 93036-1909 |
| Document Number | 0000059340, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202659340 |
| Name | LOAN STORE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 640 Nandina Cir was $3,327, up 2.2% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Elementary School District | Rio Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $292,301 (+2%) Land $116,918 Building $175,383 | |
| 2025 | $3,327.00 (+2.21%) Homeowner's exemption | $286,570 Land $114,625 Building $171,945 |
| 2024 | $3,255.00 (+2.84%) | |
| 2023 | $3,165.00 (+2.99%) Homeowner's exemption | $275,443 Land $110,174 Building $165,269 |
| 2022 | $3,073.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 640 Nandina Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Nandina Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Frontier, GeoLinks, T-Mobile.
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