642 Nandina Cir, Oxnard, CA 93036 Property Records

Ventura County property record for 642 Nandina Cir, Oxnard, CA 93036

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,277 sqft · built 1978
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$439,000 (Nov 2020)
Tax Bill	$5,626 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`139-0-340-405`

Property Details

APN / Parcel Number

Primary APN	`139-0-340-405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,277 sqft Living Area
1st Floor Area	1,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Lot Area	3,049 sqft (0.07 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Patio Area	270 sqft

Location & Zoning

Street Address	642 NANDINA CIR
City	OXNARD
State	CA
Zip	93036-1909
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3PD
Legal Description	TRACT: 279400 LOT: 40 REF: 072MR 069
Legal Subdivision	2794
Legal Tract	279400
Legal Block	340
Legal Lot Number	40
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2000
Census Tract	3013

Owner

642 Nandina Cir, a condominium, is owned and occupied by two individuals who bought it in November 2020.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	642 NANDINA CIR, OXNARD, CA 93036-1909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Grant Deed, Transfer · Conventional Mortgage TRI EMERALD FINANCIAL GROUP INC
Apr 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Aug 19, 2014 · Amount on File
Deed Document Number	2020198623
Prior Transfer Date	Apr 6, 2018
Prior Transfer Doc	0000040879
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 20, 2020
Property Address	642 NANDINA CIR, OXNARD, CA 93036-1909
Document Number	0000198623
Map Reference	MB 72 PG 69
Instrument Date	Oct 28, 2020
Instrument	20201120-00198623
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	642 NANDINA CIR, OXNARD, CA 93036-1909

Mortgage

Document Number	0000198624
Date	Nov 20, 2020
Instrument	20201120-00198624

Lender

Name	TRI EMERALD FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 10, 2018
Property Address	642 NANDINA CIR, OXNARD, CA 93036-1909
Document Number	0000040879
Instrument Date	Apr 6, 2018
Instrument	40879
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 6488 OXNARD CA 930316488, OXNARD, CA 93031-6488

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	642 NANDINA CIR, OXNARD, CA 93036-1909
Document Number	0000142841
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6488 OXNARD CA 930316488, OXNARD, CA 93031-6488

Mortgage

Document Number	0000142841
Date	Nov 2, 2017
Instrument	142841

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 642 Nandina Cir was $5,626, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$484,689 (+2%) Land $315,214 Building $169,475
2025	$5,626.00 (+2.18%)	$475,186 Land $309,034 Building $166,152
2024	$5,506.00 (+2.78%)
2023	$5,357.00 (+2.96%)	$456,735 Land $297,034 Building $159,701
2022	$5,203.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 642 Nandina Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Nandina Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, GeoLinks, T-Mobile.

Nearby Properties on Nandina Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures