Berks County property record for 646 Locust St, Reading, PA 19604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,450 sqft · built 1900 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $54,900 (Mar 2026) |
| Tax Bill | $592 (2026) |
| Deeds & Mortgages | Mar 2026 Sale Jul 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 5317-54-13-3913 |
| Primary APN | 5317-54-13-3913 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,450 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12463350 |
|---|---|
| Street Address | 646 LOCUST ST |
| City | MERTZTOWN |
| State | PA |
| Zip | 19539-9132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 13 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1500 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 646 LOCUST ST, READING, PA 19604-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed, Transfer ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO OF BERKS CNTY |
| Jul 20, 2017 | Quit Claim Deed, Transfer CONESTOGA TITLE COMPANY, CONESTOGA TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Deed Document Number | 20266452 |
| Prior Transfer Date | Jul 17, 2017 |
| Prior Transfer Doc | 0000026306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Mar 3, 2026 |
| Property Address | 646 LOCUST ST, READING, PA 19604-2624 |
| Document Number | 0000006452 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 2026006452 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO OF BERKS CNTY |
| Amount | Amount Recorded |
|---|---|
| Tax | $549.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 LOCUST ST, READING, PA 19604-2624 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 20, 2017 |
| Property Address | 646 LOCUST ST, READING, PA 19604-2624 |
| Document Number | 0000026306 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 26306 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | CONESTOGA TITLE COMPANY, CONESTOGA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1018 VICTORY CIR READING PA 196059664, READING, PA 19605-9664 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $592.00 (+4.04%) | $21,000 (-) Land $7,600 Building $13,400 | $7,600 (-63.81%) Land $7,600 |
| 2025 | $569.00 (+2.52%) | $21,000 (-) Land $7,600 Building $13,400 | |
| 2024 | $555.00 Homeowner's exemption | $21,000 Land $7,600 Building $13,400 | |
| 1994 | $21,000 Land $7,600 Building $13,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Frontier, T-Mobile, Verizon.
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