644 Locust St, Reading, PA 19604 Property Records

Berks County property record for 644 Locust St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,450 sqft · built 1905
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Sep 2004)
Tax Bill$1,013 (2026)
Flood ZoneZone X (minimal risk)
APN5317-54-13-3912

Property Details

APN / Parcel Number

Primary APN5317-54-13-3912
Alternative APNs
  • 12-5317-54-13-3912
  • 12463300
  • 463300

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,450 sqft Living Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12463300
Street Address644 LOCUST ST
CityREADING
StatePA
Zip19604-2624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block13
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2007
Census Tract1500

Owner

Source: Berks County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address644 LOCUST ST, READING, PA 19604-2624
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2004 · Amount on Record
Deed SaleSep 3, 2004 · Amount on Record
Prior SaleMar 31, 2004 · Amount on Record
Deed Document Number200468791
Deed Book / Page4143 / 1428
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,013.00 (+6.63%) Homeowner's exemption$35,900 (-) Land $12,000 Building $23,900$12,000 (-66.57%) Land $12,000
2024$950.00$35,900 Land $12,000 Building $23,900
1994$35,900 Land $12,000 Building $23,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number