643 Locust St, Reading, PA 19604 Property Records

Berks County property record for 643 Locust St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,369 sqft · built 1905
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on Record
Last Sale	$6,100 (Sep 2022)
Tax Bill	$818 (2026)
Deeds & Mortgages	Sep 2022 Sale Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`5317-54-13-4858`

Property Details

APN / Parcel Number

Primary APN	`5317-54-13-4858`
Alternative APNs	`12-5317-54-13-4858` `12463275` `463275`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,369 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12463275
Street Address	643 LOCUST ST
City	MERTZTOWN
State	PA
Zip	19539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2006
Census Tract	1500

Owner

Source: Berks County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	654 TULPEHOCKEN ST, READING, PA 19601-2645
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 5, 2017	Quit Claim Deed, Transfer CENTRAL MONTGOMERY ABSTRACT COMPANY, CENTRAL MONTGOMERY ABSTRACT CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Mar 8, 2007 · Amount on Record
Deed Document Number	202237347
Prior Transfer Date	Aug 16, 2022
Prior Transfer Doc	0000037347
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Sep 19, 2022
Property Address	643 LOCUST ST, READING, PA 19604-2623
Document Number	0000037347
Instrument Date	Aug 16, 2022
Instrument	2022037347
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Tax	$61.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1043 MOSS ST, 1043, READING, PA 19604-2213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 LOCUST ST, READING, PA 19604-2623

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Apr 5, 2017
Property Address	643 LOCUST ST, READING, PA 19604-2623
Document Number	0000012146
Instrument Date	Mar 24, 2017
Instrument	12146
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	CENTRAL MONTGOMERY ABSTRACT COMPANY, CENTRAL MONTGOMERY ABSTRACT CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 MOSS ST READING PA 196042213, READING, PA 19604-2213

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$818.00 (+6.65%)	$29,000 (-) Land $10,100 Building $18,900	$10,100 (-65.17%) Land $10,100
2024	$767.00	$29,000 Land $10,100 Building $18,900
1994			$29,000 Land $10,100 Building $18,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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