Lake County property record for 646 Laurel Dr, Dyer, IN 46311
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,727 sqft · built 1973 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,261 (2024) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Nov 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-12-14-0127-0016 |
| Primary APN | 009-12-14-0127-0016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,727 sqft Living Area |
| Basement Area | 945 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,125 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 009-12-14-0127-0016 |
|---|---|
| Old Parcel Number | 121401270016 |
| Street Address | 646 LAUREL DR |
| City | DYER |
| State | IN |
| Zip | 46311-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PHEASANT HILLD ADD. UNIT NO.3 LOT 16 |
| Legal Subdivision | PHEASANT HILLS ADD |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | ST. JOHN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 42802 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 646 LAUREL DR, DYER, IN 46311-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECH CU |
| Nov 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CU MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2010 |
| Deed Sale | Aug 4, 2010 |
| Deed Document Number | 2010 044947 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 646 LAUREL DR, DYER, IN 46311-2230 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000017572 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2023-517572 |
| Name | TECH CU |
|---|---|
| Type | Credit Union |
| Address | CROWN POINT, IN 46307 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 31, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 646 LAUREL DR, DYER, IN 46311-2230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000085083 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2020-085083 |
| Name | CU MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | 46386 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 31, 2027 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | St. John Township |
| Municipality | Dyer Town |
| Unified School District | Lake Central School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $326,100 (+10.92%) Land $67,800 Building $258,300 | $326,100 (+10.92%) Land $67,800 Building $258,300 | |
| 2024 | $3,261.00 (-7.25%) | ||
| 2023 | $294,000 (+1.41%) Land $67,800 Building $226,200 | $294,000 (+1.41%) Land $67,800 Building $226,200 | |
| 2022 | $3,516.00 Homeowner's exemption | $289,900 Land $67,800 Building $222,100 | $289,900 Land $67,800 Building $222,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 34 (1979–2026) |
| Claims Outside the SFHA | 2 of 34 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND WATER WORKS |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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