645 Laurel Dr, Dyer, IN 46311 Property Records

Lake County property record for 645 Laurel Dr, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,736 sqft · built 1972
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,663 (2024)
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0127-0037`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0127-0037`
Alternative APNs	`45-10-13-427-012.000-034` `121401270037`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	1,916 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	400 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 LAUREL DR
City	DYER
State	IN
Zip	46311-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHEASANT HILLS ADD. UNIT NO.3 LOT 37
Legal Subdivision	PHEASANT HILLS ADD
Legal Lot Number	37
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2014
Census Tract	42802

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 LAUREL DR, DYER, IN 46311-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 12, 2010
Transfer Doc	2010040401
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,000 (+11.16%) Land $66,500 Building $209,500	$276,000 (+11.16%) Land $66,500 Building $209,500
2024	$2,663.00 (-10.79%)
2023		$248,300 (+1.22%) Land $66,500 Building $181,800	$248,300 (+1.22%) Land $66,500 Building $181,800
2022	$2,985.00	$245,300 Land $66,500 Building $178,800	$245,300 Land $66,500 Building $178,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	34 (1979–2026)
Claims Outside the SFHA	2 of 34
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims Severe Storms And Flooding, Sep 2008 · 12 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20