640 Laurel Dr, Dyer, IN 46311 Property Records

Lake County property record for 640 Laurel Dr, Dyer, IN 46311

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,028 sqft · built 1972
Lot Size0.223 acres (9,750 sqft)
OwnerIndividual Name on Record
Tax Bill$3,104 (2024)
Deeds & MortgagesSep 2019 Mortgage
Sep 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN009-12-14-0127-0017

Property Details

APN / Parcel Number

Primary APN009-12-14-0127-0017
Alternative APNs
  • 45-10-13-428-020.000-034
  • 121401270017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,028 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1995
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area9,750 sqft (0.223 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number009-12-14-0127-0017
Old Parcel Number121401270017
Street Address640 LAUREL DR
CityDYER
StateIN
Zip46311-2230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHEASANT HILLS ADD. UNIT NO.3 LOT 17
Legal SubdivisionPHEASANT HILLS ADD
Legal Lot Number17
JurisdictionLAKE IN
Township / Civil DivisionST. JOHN
Census Block Group2
Census Block2020
Census Tract42802

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address640 LAUREL DR, DYER, IN 46311-2230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2019Deed, Transfer · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC
Sep 18, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
May 23, 2018Quit Claim Deed, Transfer
GREATER INDIANA TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2019
Deed SaleSep 5, 2019
Prior SaleSep 18, 2018
Deed Document Number2019 060580
Record UpdatedJun 8, 2026

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IN
Recording DateSep 5, 2019
Property Address640 LAUREL DR, DYER, IN 46311-2230
Document Number0000060580
Map ReferenceMB 41 PG 91
Instrument DateJul 10, 2019
Instrument2019 060580
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyGRATER INDEIANA TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 LAUREL DR, DYER, IN 46311-2230

Mortgage

Document Number0000060581
DateSep 5, 2019
Instrument2019 060581
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateSep 18, 2018
Property Address640 LAUREL DR, DYER, IN 46311-2230
Document Number0000063656
Instrument DateSep 7, 2018
Instrument63656
Transaction TypeTransfer
Record UpdatedOct 1, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10829 WARWICK LN ORLAND PARK IL 604674603, ORLAND PARK, IL 60467-4603

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateMay 23, 2018
Property Address640 LAUREL DR, DYER, IN 46311-2230
Document Number0000032481
Instrument DateMay 4, 2018
Instrument32481
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyGREATER INDIANA TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 LAUREL DR DYER IN 463112230, DYER, IN 46311-2230

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionSt. John Township
MunicipalityDyer Town
Unified School DistrictLake Central School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$316,700 (+12.3%) Land $66,500 Building $250,200$316,700 (+12.3%) Land $66,500 Building $250,200
2024$3,104.00 (-7.84%)
2023$282,000 (+1.4%) Land $66,500 Building $215,500$282,000 (+1.4%) Land $66,500 Building $215,500
2022$3,368.00$278,100 Land $66,500 Building $211,600$278,100 Land $66,500 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims34 (1979–2026)
Claims Outside the SFHA2 of 34
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 12 claims
  • Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDYER WATER DEPARTMENT
serves 16,800 people · EPA ID IN5245011
Water SourcePurchased surface water from HIGHLAND WATER WORKS
Last State InspectionJan 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

Nearby Properties on Laurel Dr

Nearby Streets

Search Property Records by Address or Parcel Number