640 Lambert Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 640 Lambert Ave, Flagler Beach, FL 32136 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,399 sqft · built 1998
Lot Size0.496 acres (21,632 sqft)
OwnerOwner Name on File
Last Sale$550,000 (Oct 2009)
Tax Bill$7,283 (2025)
Flood ZoneZone AE (high risk)
APN12-12-31-4650-000B0-0250

Property Details

APN / Parcel Number

Primary APN12-12-31-4650-000B0-0250

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,399 sqft Heated Area
Gross Area3,908 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,632 sqft (0.496 acres)
Lot Width95 ft Width
DrivewayDriveway
Driveway Area1,827 sqft

Exterior Amenities

Pool Area420 sqft
Patio Area120 sqft
Boat AccessBoat Access
Boat House312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address640 LAMBERT AVE
CityFLAGLER BEACH
StateFL
Zip32136-3213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOCEAN CITY SUB BL B LT 25 OR 269 PG 947 OR 313 PG 113 OR 351 PG 513 OR 436 PG 891 OR 585 PG 1707 OR 605 PG 1163-CD OR 880 PG
Legal Range31E
Legal Township12S
Legal Section12
Legal SubdivisionOCEAN CITY SUB
Legal BlockB
Legal Lot Number25
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3023
Census Tract60301

Owner

Source: Flagler County records · APN 12-12-31-4650-000B0-0250

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address640 LAMBERT AVE, FLAGLER BEACH, FL 32136-3213
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2009 · Amount on Record
Deed SaleOct 06, 2009 · Amount on Record
Prior SaleJun 20, 1997 · Amount on Record
Deed Document Number2009032275
Deed Book / Page1739 / 0675
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,283.00 (+5.58%) Homeowner's exemption$416,513 (+5.99%)$778,596 (+9.87%) Land $351,500 Building $427,096
2023$6,898.00 (+2.56%) Homeowner's exemption$392,986 (+3%)$708,681 (+2.32%) Land $313,500 Building $395,181
2022$6,726.00 Homeowner's exemption$381,540$692,605 Land $313,500 Building $379,105

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 257 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies257 in force
Nearby Flood Claims38 (2016–2024)
Claims Outside the SFHA2 of 38
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Nicole, Nov 2022 · 10 claims
  • Hurricane Irma, Sep 2017 · 18 claims
  • Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Lambert Ave

Nearby Streets

Search Property Records by Address or Parcel Number