Flagler County property record for 645 Lambert Ave, Flagler Beach, FL 32136 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,772 sqft · built 1989 |
| Lot Size | 1.34 acres (58,545 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $315,000 (Aug 2014) |
| Tax Bill | $4,938 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 11-12-31-5325-00000-0180 |
| Primary APN | 11-12-31-5325-00000-0180 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,772 sqft Heated Area |
| Gross Area | 2,922 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 58,545 sqft (1.34 acres) |
| Driveway | Driveway |
| Driveway Area | 2,506 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 450 sqft |
| Deck Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 645 LAMBERT AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER OAKS SUBDIVISION LOT 18 MB 27 P 15 OR 350 PG 715 OR 589/1006-DC OR 2020/1769- ACM OR 2020/1770 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 11 |
| Legal Subdivision | RIVER OAKS SUBDIVISION |
| Legal Lot Number | 18 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 60301 |
Source: Flagler County records · APN 11-12-31-5325-00000-0180
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 645 LAMBERT AVE, FLAGLER BEACH, FL 32136-3227 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2014 · Amount on Record |
| Deed Sale | Aug 26, 2014 · Amount on Record |
| Deed Document Number | 2014025943 |
| Deed Book / Page | 2020 / 1770 |
| Record Updated | Jun 08, 2026 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,938.00 (+5.85%) Homeowner's exemption | $296,496 (+5.99%) | $480,937 (+5.23%) Land $182,500 Building $298,437 |
| 2023 | $4,665.00 (+2.73%) Homeowner's exemption | $279,748 (+3%) | $457,043 (+11.32%) Land $182,500 Building $274,543 |
| 2022 | $4,541.00 Homeowner's exemption | $271,600 | $410,584 Land $147,000 Building $263,584 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 3.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 257 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 38 (2016–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Oct 2024, tidal / storm surge, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 559 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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