Middletown City property record for 646 High St, Middletown, CT 06457
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,563 sqft · built 1900 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Sep 2014) |
| Tax Bill | $6,688 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:20 L:0053 |
| Primary APN | MTWN M:20 L:0053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,563 sqft Living Area |
| Gross Area | 4,998 sqft |
| 1st Floor Area | 1,084 sqft |
| Attic | Attic |
| Attic Area | 988 sqft |
| Basement Area | 1,084 sqft |
| Unfinished Basement | 1,084 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R03046 |
|---|---|
| Street Address | 646 HIGH ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-2249 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RPZ |
| Legal Lot Number | 53 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 541100 |
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 646 HIGH ST, MIDDLETOWN, CT 06457-2249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2014 · Amount on Record |
| Deed Sale | Sep 29, 2014 · Amount on Record |
| Prior Sale | Apr 30, 1998 · Amount on Record |
| Deed Document Number | 201494853 |
| Deed Book / Page | 1826 / 837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 646 HIGH ST, MIDDLETOWN, CT 06457-2249 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002009-465 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 2009/465 |
| Instrument | 3618760013 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,688.00 (+4.89%) | $163,920 (-) Land $47,590 Building $116,330 | $326,020 (+184.13%) |
| 2025 | $163,920 (-) Land $47,590 Building $116,330 | $114,744 Land $33,313 Building $81,431 | |
| 2024 | $6,376.00 (+5.7%) | $163,920 (-) Land $47,590 Building $116,330 | |
| 2023 | $6,032.00 (+36.25%) | $163,920 (+62.91%) Land $47,590 Building $116,330 | |
| 2022 | $4,427.00 | $100,620 Land $17,400 Building $83,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GoNetspeed.
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