634 High St, Middletown, CT 06457 Property Records

Middletown City property record for 634 High St, Middletown, CT 06457

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,947 sqft · built 1909
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Nov 2025)
Tax Bill	$7,999 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:20 L:0051`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:20 L:0051`
Alternative APN	`R09677`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,947 sqft Living Area
Gross Area	5,390 sqft
1st Floor Area	1,228 sqft
Attic	Attic
Attic Area	1,228 sqft
Basement Area	1,228 sqft
Unfinished Basement	481 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R09677
Street Address	634 HIGH ST
City	MIDDLETOWN
State	CT
Zip	06457-2249
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RPZ
Legal Lot Number	51
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1018
Census Tract	541100

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	634 HIGH ST, MIDDLETOWN, CT 06457-2249
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 26, 2025	Warranty Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC
Sep 3, 2019	Warranty Deed, Transfer · FHA Mortgage WILLIAM RAVEIS MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Sep 3, 2019 · Amount on Record
Deed Book / Page	2137 / 76
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	634 HIGH ST, MIDDLETOWN, CT 06457-2249
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002032-345
Date	Dec 28, 2021
Book Page	2032/345
Instrument	3670160016

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Nov 26, 2025
Property Address	634 HIGH ST, MIDDLETOWN, CT 06457-2249
Document Number	0002137-76
Book / Page	2137 / 76
Instrument Date	Nov 18, 2025
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213778
Date	Nov 26, 2025
Instrument	2137/78

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 3, 2019
Property Address	634 HIGH ST, MIDDLETOWN, CT 06457-2249
Document Number	1951-196
Book / Page	1951 / 196
Instrument Date	Aug 22, 2019
Instrument	3483930003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 POMEROY PL, MIDDLETOWN, CT 06457-2620

Mortgage

Document Number	3483940010
Date	Sep 3, 2019
Instrument	3483940010

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,999.00 (+4.89%)	$196,050 (-) Land $47,590 Building $148,460
2025		$196,050 (-) Land $47,590 Building $148,460	$137,235 Land $33,313 Building $103,922
2024	$7,626.00 (+5.7%)	$196,050 (-) Land $47,590 Building $148,460
2023	$7,215.00 (+40.56%)	$196,050 (+68.05%) Land $47,590 Building $148,460
2022	$5,133.00	$116,660 Land $17,400 Building $99,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

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