630 High St, Middletown, CT 06457 Property Records

Middletown City property record for 630 High St, Middletown, CT 06457

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,462 sqft · built 1907
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$251,000 (May 2020)
Tax Bill	$6,324 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:20 L:0050`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:20 L:0050`
Alternative APN	`R09115`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,462 sqft Living Area
Gross Area	5,350 sqft
1st Floor Area	1,228 sqft
Attic	Attic
Attic Area	1,228 sqft
Basement Area	1,308 sqft
Unfinished Basement	1,308 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R09115
Street Address	630 HIGH ST
City	MIDDLETOWN
State	CT
Zip	06457-2249
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RPZ
Legal Lot Number	50
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1018
Census Tract	541100

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	630 HIGH ST, MIDDLETOWN, CT 06457-2249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAP LENDING INC
May 29, 2020	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Jun 8, 2004 · Amount on Record
Deed Document Number	20203532990002
Deed Book / Page	1970 / 20
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	630 HIGH ST, MIDDLETOWN, CT 06457-2249
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002139-394
Date	Dec 29, 2025
Book Page	2139/394

Lender

Name	WEST CAP LENDING INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2045

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	May 29, 2020
Property Address	630 HIGH ST, MIDDLETOWN, CT 06457-2249
Document Number	1970-20
Book / Page	1970 / 20
Instrument Date	May 19, 2020
Instrument	3532990002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1970-22
Date	May 29, 2020
Book Page	1970/22
Instrument	3533000013

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,324.00 (+4.88%)	$155,000 (-) Land $47,590 Building $107,410	$367,961 (+239.13%)
2025		$155,000 (-) Land $47,590 Building $107,410	$108,500 Land $33,313 Building $75,187
2024	$6,030.00 (+5.72%)	$155,000 (-9.39%) Land $47,590 Building $107,410
2023	$5,704.00 (+24.13%)	$171,060 (+63.8%) Land $47,590 Building $123,470
2022	$4,595.00	$104,430 Land $17,400 Building $87,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

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