646 Gilreath Loop Rd, Mills River, NC 28759 Property Records

Henderson County property record for 646 Gilreath Loop Rd, Mills River, NC 28759 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1964
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Company Names on File
Last Sale	$185,000 (Jan 2020)
Tax Bill	$991 (2025)
Deeds & Mortgages	Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9621922397`

Property Details

APN / Parcel Number

Primary APN	`9621922397`
Alternative APN	`10002591`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Heated Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	30,928 sqft (0.71 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10002591
Street Address	646 GILREATH LOOP RD
City	MILLS RIVER
State	NC
Zip	28759-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION SURVEY OF 18.93 TOTAL ACRES LOB PL2018-11055
Legal Subdivision	TOWN OF MILLS RIVER
Legal Block	92
Legal Lot Number	2397
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1030
Census Tract	930702

Owner

Source: Henderson County records · APN 9621922397

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	242 BEVERLY RD, WEST PALM BEACH, FL 33405-4730
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Deed Book / Page	3441 / 74
Last Transfer Date	Sep 20, 2020
Transfer Doc	0037910406
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Sep 27, 2021
Property Address	646 GILREATH LOOP RD, MILLS RIVER, NC 28759-9551
Document Number	0037910406
Book / Page	3791 / 406
Map Reference	CAB 2018 SL 11055
Instrument Date	Sep 20, 2020
Instrument	963705
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	242 BEVERLY RD, WEST PALM BEACH, FL 33405-4730

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,000 (-) Land $51,100 Building $178,900
2025	$991.00	$230,000 (-) Land $51,100 Building $178,900
2023		$230,000 Land $51,100 Building $178,900	$230,000 Land $51,100 Building $178,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899307021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Nearby Flood Policies	7 in force 5 of 7 on primary residences
Nearby Flood Claims	8 (2013–2026)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2026, river or lake flooding
Flood Events	Tropical Storm Helene (Sep 2024), 5 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.