624 Gilreath Loop Rd, Mills River, NC 28759 Property Records

Henderson County property record for 624 Gilreath Loop Rd, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,385 sqft · built 1971
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Tax Bill	$692 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9621926546`

Property Details

APN / Parcel Number

Primary APN	`9621926546`
Alternative APNs	`00962192654655` `9971948`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,385 sqft Heated Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Finished Basement	405 sqft
Unfinished Basement	1,215 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)

Exterior Amenities

Porch	Slab
Porch Area	323 sqft
Deck Area	80 sqft
Canopy	744 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9971948
Street Address	624 GILREATH LOOP RD
City	MILLS RIVER
State	NC
Zip	28759-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9971948~MR
Legal Description	SR1334 ON GILREATH LOOP PL2002-4392
Legal Subdivision	TOWN OF MILLS RIVER
Legal Block	92
Legal Lot Number	6546
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1030
Census Tract	930702

Owner

624 Gilreath Loop Rd is owned and occupied by an individual who acquired it in March 2011.

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	624 GILREATH LOOP RD, MILLS RIVER, NC 28759-9551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2011
Deed Sale	Mar 9, 2011
Deed Book / Page	1455 / 225
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	624 GILREATH LOOP RD, MILLS RIVER, NC 28759-9551
Document Number	0033480312
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	624 GILREATH LOOP RD MILLS RIVER NC 287599551, MILLS RIVER, NC 28759-9551

Mortgage

Document Number	0033480312
Date	Jun 18, 2019
Book Page	003348/000312
Instrument	905527

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 17, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.6%

Tax Assessment & Valuation

The 2025 property tax bill for 624 Gilreath Loop Rd was $692.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,400 Land $63,000 Building $255,400
2025	$692.00
2023		$318,400 Land $63,000 Building $255,400	$318,400 Land $63,000 Building $255,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 624 Gilreath Loop Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2013–2026)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 Gilreath Loop Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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