627 Gilreath Loop Rd, Mills River, NC 28759 Property Records

Henderson County property record for 627 Gilreath Loop Rd, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,836 sqft · built 2005
Lot Size	3.13 acres (136,343 sqft)
Owner	Individual Name on File
Tax Bill	$1,349 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9621927221`

Property Details

APN / Parcel Number

Primary APN	`9621927221`
Alternative APN	`9975477`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,836 sqft Heated Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2013
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	No Foundation
Lot Area	136,343 sqft (3.13 acres)
Porch	Slab
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9975477
Street Address	627 GILREATH LOOP RD
City	MILLS RIVER
State	NC
Zip	28759-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9975477~MR
Legal Description	#2 SLD5117 PL2004-5117
Legal Subdivision	TOWN OF MILLS RIVER
Legal Block	92
Legal Lot Number	7221
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1033
Census Tract	930702

Owner

Source: Henderson County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	627 GILREATH LOOP RD, MILLS RIVER, NC 28759-9551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIME MORTGAGE LENDING INC
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIME MTG LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	627 GILREATH LOOP RD, MILLS RIVER, NC 28759-9551
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038500458
Date	Jan 10, 2022
Book Page	3850/458
Instrument	971246

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	627 GILREATH LOOP RD, MILLS RIVER, NC 28759-9551
Document Number	0032480394
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 GILREATH LOOP RD MILLS RIVER NC 287599551, MILLS RIVER, NC 28759-9551

Mortgage

Document Number	0032480394
Date	Sep 17, 2018
Book Page	003248/000394
Instrument	890846

Lender

Name	PRIME MTG LNDG
Type	Mortgage Company
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,000 (-) Land $102,600 Building $210,400
2025	$1,349.00
2023		$313,000 Land $102,600 Building $210,400	$313,000 Land $102,600 Building $210,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2013–2026)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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