646 Garnet Ave, Delta, CO 81416 Property Records

Delta County property record for 646 Garnet Ave, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,390 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$696 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R011842`

Property Details

APN / Parcel Number

Primary APN	`R011842`
Alternative APN	`345518317001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,390 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R011842
Street Address	646 GARNET AVE
City	DELTA
State	CO
Zip	81416-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	646 GARNET AVE DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: HARTLEY SUB DE LOT: 2 HARTLEY SUBD DELTA (95.0X80.0) LOT 2 SEC 18 T15S R95W 6PM BK 414 PG 468 BK 877 PG 41
Legal Subdivision	HARTLEY SUB DE
Legal Lot Number	2
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2021
Census Tract	964900

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	646 GARNET AVE, DELTA, CO 81416-2213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	646 GARNET AVE, DELTA, CO 81416-2213
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	713315
Date	Aug 29, 2019
Instrument	713315

Lender

Name	HOUSING AUTHORITY OF THE CITY OF DELTAL
Type	Government Agency
Address	DELTA, CO 81416

Agreement

Amount	Amount Recorded
Term	1 Months
Due	Sep 1, 2019

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$696.00 (+67.31%)	$16,480 (+30.91%) Land $3,125 Building $13,355	$263,676 (+40.32%) Land $50,000 Building $213,676
2024	$416.00 (+4%)	$12,589 (-) Land $2,591 Building $9,998
2023	$400.00 (-5.66%)	$12,589 (-4.38%) Land $2,591 Building $9,998	$187,905 (-0.8%) Land $38,679 Building $149,226
2022	$424.00	$13,166 Land $3,128 Building $10,038	$189,425 Land $45,000 Building $144,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20