Delta County property record for 643 Garnet Ave, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $288,000 (May 2026) |
| Tax Bill | $212 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R011728 |
| Primary APN | R011728 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Account Number | R011728 |
|---|---|
| Street Address | 643 GARNET AVE |
| City | DELTA |
| State | CO |
| Zip | 81416-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 643 GARNET AVE DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: A GARNET MESA SUBD DELTA SEC 18 T15S R95W 6PM A PORTION BLK A GARNET MESA (AKA PARCEL B AS PER SVY) BEG 125 W SE COR N190 W50 S190 E 50 TO BEG BK 271 PG 95 BK |
| Legal Subdivision | GARNET MESA SUBDIVISION |
| Legal Block | A |
| Legal Lot Number | A |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 964900 |
Source: Delta County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 643 GARNET AVE, DELTA, CO 81416-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 29, 2026 | Special Warranty Deed · Conventional Mortgage NEWREZ LLC |
| Jan 30, 2025 | Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Jan 30, 2025 · Amount on Record |
| Deed Document Number | 2026768048 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 29, 2026 |
| Property Address | 643 GARNET AVE, DELTA, CO 81416-2212 |
| Document Number | 0000768048 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026768048 |
| Record Updated | Jun 15, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,908.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 643 GARNET AVE, DELTA, CO 81416-2212 |
| Investor | Possibly a Property Investor |
| Document Number | 0000768049, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026768049 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 30, 2025 |
| Property Address | 643 GARNET AVE, DELTA, CO 81416-2212 |
| Document Number | 0000758222 |
| Map Reference | DOC 709773 |
| Instrument Date | Jan 30, 2025 |
| Instrument | 758222 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 665 GARNET AVE, DELTA, CO 81416-2212 |
| Name | Verified Name |
|---|---|
| Address | 15202 6050 RD # 6, 6, MONTROSE, CO 81403-9620 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $212.00 (+221.21%) | $3,125 (+212.5%) Land $3,125 | $50,000 (+235.01%) Land $50,000 |
| 2024 | $66.00 (+4.76%) | $1,000 (-) Land $1,000 | $14,925 (-) Land $14,925 |
| 2023 | $63.00 (-68.66%) | $1,000 (-68.03%) Land $1,000 | $14,925 (-66.83%) Land $14,925 |
| 2022 | $201.00 | $3,128 Land $3,128 | $45,000 Land $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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