Delta County property record for 515 Garnet Ave, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,434 sqft · built 2007 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Feb 2019) |
| Tax Bill | $2,147 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Feb 2019 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R011734 |
| Primary APN | R011734 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,434 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Account Number | R011734 |
|---|---|
| Street Address | 515 GARNET AVE |
| City | DELTA |
| State | CO |
| Zip | 81416-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 515 GARNET AVE DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: A TOTAL AC .46+- GARNET MESA SUBD DELTA SEC 18 T15S R95W 6PM PARCEL A PT BLK A: GARNET MESA SUBDBEG SW COR BLK A GM SUBD TH N1*1002 W100 S89*1325 E200 S1*1002 |
| Legal Subdivision | GARNET MESA SUBDIVISION |
| Legal Block | A |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 964900 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 GARNET AVE, DELTA, CO 81416-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NUVISTA FCU |
| Feb 15, 2019 | Warranty Deed, Transfer · Construction Mortgage NUVISTA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Prior Sale | Oct 18, 1994 · Amount on Record |
| Deed Document Number | 2019708980 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 515 GARNET AVE, DELTA, CO 81416-2210 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000715591 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 715591 |
| Name | NUVISTA FCU |
|---|---|
| Type | Credit Union |
| Address | MONTROSE, CO 81401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Feb 15, 2019 |
| Property Address | 515 GARNET AVE, DELTA, CO 81416-2210 |
| Document Number | 0000708980 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 708980 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 515 GARNET AVE, DELTA, CO 81416-2210 |
| Document Number | 0000709004 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 709004 |
| Name | NUVISTA FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,147.00 (+10.67%) | $31,556 (+7.62%) Land $3,125 Building $28,431 | $504,888 (+15.37%) Land $50,000 Building $454,888 |
| 2024 | $1,940.00 (+3.97%) | $29,321 (-) Land $2,976 Building $26,345 | |
| 2023 | $1,866.00 (+33.76%) | $29,321 (+35.64%) Land $2,976 Building $26,345 | $437,633 (+40.7%) Land $44,418 Building $393,215 |
| 2022 | $1,395.00 | $21,617 Land $3,128 Building $18,489 | $311,031 Land $45,000 Building $266,031 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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