646 Ferguson Ave, Delaware, OH 43015 Property Records

Delaware County property record for 646 Ferguson Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,638 sqft · built 2016
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,600 (Aug 2017)
Tax Bill	$5,878 (2025)
Deeds & Mortgages	Jun 2020 Construction Loan Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-441-22-021-000`

Property Details

APN / Parcel Number

Primary APN	`519-441-22-021-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	3,716 sqft
1st Floor Area	1,638 sqft
Basement Area	1,638 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	6,882 sqft (0.158 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	31 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	646 FERGUSON AVE
City	DELAWARE
State	OH
Zip	43015-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8724 OLD COLONY ESTATES PH 1
Legal Subdivision	OLD COLONY ESTATE
Legal Lot Number	8724
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3031
Census Tract	10200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 FERGUSON AVE, DELAWARE, OH 43015-6519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Construction Loan · Construction Mortgage STIFEL BK&TR
Aug 3, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Apr 25, 2017	Grant Deed, Transfer CLEAN TITLE AGENCY INC, CLEAN TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2017 · Amount on Record
Deed Sale	Aug 3, 2017 · Amount on Record
Prior Sale	Dec 8, 2005
Deed Document Number	201721847
Deed Book / Page	1518 / 1493
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jun 10, 2020
Property Address	646 FERGUSON AVE, DELAWARE, OH 43015-6519
Document Number	0000019915
Book / Page	001735 / 000840
Instrument Date	Jun 1, 2020
Instrument	19915
Transaction Type	Construction Loan
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 FERGUSON AVE DELAWARE OH 430156519, DELAWARE, OH 43015-6519

Mortgage

Document Number	0000019915
Date	Jun 10, 2020
Book Page	001735/000840
Instrument	19915

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 3, 2017
Property Address	646 FERGUSON AVE, DELAWARE, OH 43015-6519
Document Number	0000021847
Book / Page	1518 / 1493
Instrument Date	Jul 26, 2017
Instrument	201700021847
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	646 FERGUSON AVE, DELAWARE, OH 43015-6519

Mortgage

Document Number	0000021848
Date	Aug 3, 2017
Book Page	1518/1495
Instrument	201700021848

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DELAWARE OH
Recording Date	Apr 25, 2017
Property Address	646 FERGUSON AVE, DELAWARE, OH 43015-6519
Document Number	0000011522
Book / Page	001498 / 001705
Instrument Date	Apr 13, 2017
Instrument	11522
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	CLEAN TITLE AGENCY INC, CLEAN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$129.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8351 N HIGH ST #150 COLUMBUS OH 432351409, 150, COLUMBUS, OH 43235-1409
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,878.00 (+5.36%)	$118,170 (-) Land $26,080 Building $92,090	$337,600 (-) Land $74,500 Building $263,100
2024	$5,579.00 (-0.18%) Homeowner's exemption	$118,170 (-) Land $26,080 Building $92,090
2023	$5,589.00 Homeowner's exemption	$118,170 Land $26,080 Building $92,090	$337,600 Land $74,500 Building $263,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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